St. Joseph County property record for 423 Mortimer St, Sturgis, MI 49091
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,776 sqft |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,500 (Feb 2025) |
| Tax Bill | $3,649 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-440-048-00 |
| Primary APN | 052-440-048-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,776 sqft Building Perimeter |
| 1st Floor Area | 1,776 sqft |
| Basement Area | 1,428 sqft |
| Unfinished Basement | 1,428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 26,136 sqft (0.6 acres) |
|---|---|
| Lot Dimensions | 171 ft deep x 142 ft wide |
| Garage Area | 528 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 423 MORTIMER ST |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 56 & 57 LINCOLN PARK ADD. CITY OF STURGIS. |
| Legal Subdivision | LINCOLN PARK ADD |
| Legal Lot Number | 56-57 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | STURGIS |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 40500 |
423 Mortimer St is owned and occupied by two individuals who bought it in February 2025.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 423 MORTIMER ST, STURGIS, MI 49091-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Feb 21, 2025 | Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jan 22, 2018 | Warranty Deed, Transfer |
| Jan 22, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2025 · Amount on File |
| Deed Sale | Feb 21, 2025 · Amount on File |
| Prior Sale | Nov 16, 2012 · Amount on File |
| Deed Document Number | 20251181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 423 MORTIMER ST, STURGIS, MI 49091-2227 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 423 MORTIMER ST, STURGIS, MI 49091-2227 |
| Document Number | 2026002122 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026002122 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 21, 2025 |
| Property Address | 423 MORTIMER ST, STURGIS, MI 49091-2227 |
| Document Number | 2025001181 |
| Instrument Date | Feb 20, 2025 |
| Instrument | 2025001181 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,006.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5132 W 114TH PL, ALSIP, IL 60803-6061 |
| Name | Verified Name |
|---|---|
| Address | 423 MORTIMER ST, STURGIS, MI 49091-2227 |
| Document Number | 2025001182 |
|---|---|
| Date | Feb 21, 2025 |
| Instrument | 2025001182 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 22, 2018 |
| Property Address | 423 MORTIMER ST, STURGIS, MI 49091-2227 |
| Document Number | 1901/0103 |
| Book / Page | 1901 / 0103 |
| Map Reference | LB2 PG81 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 1901-0103 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 423 MOPRTIOMER, 423, STURGIS, MI 49091 |
| Name | Verified Name |
|---|---|
| Address | 423 MOPRTIOMER, STURGIS, MI 49091 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 22, 2018 |
| Property Address | 423 MORTIMER ST, STURGIS, MI 49091-2227 |
| Document Number | 01901/0103 |
| Book / Page | 1901 / 0103 |
| Map Reference | LB2 PG81 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 1901-0103 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 423 MOPRTIOMER, STURGIS, MI 49091 |
| Name | Verified Name |
|---|---|
| Address | 423 MOPRTIOMER, STURGIS, MI 49091 |
The 2025 property tax bill for 423 Mortimer St was $3,649 with a homeowner's exemption, up 2.7% from the year before.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Sturgis City |
| Unified School District | Sturgis Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,600 (+6.8%) Land $11,300 Building $136,300 | $295,200 (+6.8%) Land $22,600 Building $272,600 | |
| 2025 | $3,649.00 (+2.7%) Homeowner's exemption | $138,200 Land $5,600 Building $132,600 | $276,400 Land $11,200 Building $265,200 |
| 2024 | $3,553.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 423 Mortimer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 423 Mortimer St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 11,920 people · EPA ID MI0006440 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures