Craven County property record for 516 Middle St, New Bern, NC 28560 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,261 sqft · built 1881 |
| Lot Size | 0.296 acres (12,911 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Oct 2010) |
| Tax Bill | $6,385 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Sep 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-002-100 |
| Primary APN | 8-002-100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,261 sqft Living Area |
| 1st Floor Area | 2,261 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1881 |
|---|---|
| Effective Year Built | Effective 1881 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Mansard |
| Roof Material | Metal |
| Lot Area | 12,911 sqft (0.296 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 109883 |
|---|---|
| Street Address | 516 MIDDLE ST |
| City | NEW BERN |
| State | NC |
| Zip | 28560-4933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 516 MIDDLE STREET |
| Legal Subdivision | NEW BERN PRESERVATION FOUNDATI |
| Legal Lot Number | 516 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 960900 |
Source: Craven County records · APN 8-002-100
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 516 MIDDLE ST, NEW BERN, NC 28560-4933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 09, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Sep 23, 2022 | Intrafamily Transfer, Transfer |
| Jun 01, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 29, 2010 · Amount on Record |
| Deed Sale | Oct 29, 2010 · Amount on Record |
| Prior Sale | Nov 18, 2008 · Amount on Record |
| Deed Book / Page | 2953 / 222 |
| Last Transfer Date | Sep 23, 2022 |
| Transfer Doc | 003742/301 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 516 MIDDLE ST, NEW BERN, NC 28560-4933 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 516 MIDDLE ST, NEW BERN, NC 28560-4933 |
| Document Number | 003763/629 |
|---|---|
| Date | May 09, 2023 |
| Book Page | 3763/629 |
| Instrument | 10112230 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Sep 23, 2022 |
| Property Address | 516 MIDDLE ST, NEW BERN, NC 28560-4933 |
| Document Number | 003742/301 |
| Book / Page | 3742 / 301 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 10103536 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 516 MIDDLE ST, 516, NEW BERN, NC 28560-4933 |
| Name | Verified Name |
|---|---|
| Address | 516 MIDDLE ST, NEW BERN, NC 28560-4933 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 516 MIDDLE ST, NEW BERN, NC 28560-4933 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 516 MIDDLE ST, NEW BERN, NC 28560-4933 |
| Document Number | 3672/1711 |
|---|---|
| Date | Jun 01, 2021 |
| Book Page | 3672/1711 |
| Instrument | 10076635 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,385.00 (+1.4%) | $756,280 (-) Land $96,120 Building $660,160 | $756,280 (-) Land $96,120 Building $660,160 |
| 2023 | $6,297.00 (+32.57%) | $756,280 (+68.05%) Land $96,120 Building $660,160 | $756,280 (+68.05%) Land $96,120 Building $660,160 |
| 2022 | $4,750.00 | $450,040 Land $88,000 Building $362,040 | |
| 2018 | $450,040 Land $88,000 Building $362,040 |
Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499609001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 222 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 383 units insured 161 under condo master policies |
| Nearby Flood Claims | 414 (1979–2023) |
| Claims Outside the SFHA | 24 of 414 |
| Most Recent Claim | Aug 2023, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 194 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Brightspeed | Fiber | 2,000 / 2,000 |
| Optimum Communications | Cable | 940 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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