Craven County property record for 512 Middle St, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,752 sqft · built 1904 |
| Lot Size | 0.137 acres (5,953 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $820,000 (Mar 2024) |
| Tax Bill | $6,037 (2026) |
| Deeds & Mortgages | Mar 2024 Sale Jan 2020 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-002-115 |
| Primary APN | 8-002-115 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,752 sqft Living Area |
| 1st Floor Area | 1,752 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,953 sqft (0.137 acres) |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 139017 |
|---|---|
| Street Address | 512 MIDDLE ST |
| City | NEW BERN |
| State | NC |
| Zip | 28560-4933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR10 |
| Legal Description | 512 MIDDLE ST |
| Legal Subdivision | SURVEY FOR ANTHONY EMBREY |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 960900 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 512 MIDDLE ST, NEW BERN, NC 28560-4933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2024 | Warranty Deed, Transfer |
| Jan 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION |
| Oct 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Oct 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 17, 2020 | Warranty Deed, Transfer · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2024 · Amount on Record |
| Deed Sale | Mar 25, 2024 · Amount on Record |
| Prior Sale | Oct 8, 2021 · Amount on Record |
| Deed Document Number | 202410124149 |
| Deed Book / Page | 3793 / 47 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Mar 25, 2024 |
| Property Address | 512 MIDDLE ST, NEW BERN, NC 28560-4933 |
| Document Number | 0003793/47 |
| Book / Page | 3793 / 47 |
| Instrument Date | Mar 7, 2024 |
| Instrument | 10124149 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 414 SKY SAIL BLVD, NEW BERN, NC 28560-4573 |
| Name | Verified Name |
|---|---|
| Address | 512 MIDDLE ST, NEW BERN, NC 28560-4933 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 512 MIDDLE ST, NEW BERN, NC 28560-4933 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003599/169 |
|---|---|
| Date | Jan 17, 2020 |
| Book Page | 3599/169 |
| Instrument | 10049260 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 512 MIDDLE ST, NEW BERN, NC 28560-4933 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 512 MIDDLE ST, NEW BERN, NC 28560-4933 |
| Document Number | 03778/1002 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 3778/1002 |
| Instrument | 10118256 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | NEW BERN, NC 28562 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 18, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Oct 8, 2021 |
| Property Address | 512 MIDDLE ST, NEW BERN, NC 28560-4933 |
| Document Number | 3694/737 |
| Book / Page | 3694 / 737 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 10084793 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,292.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 MIDDLE ST, NEW BERN, NC 28560-4933 |
| Document Number | 3694741 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 3694/741 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 512 MIDDLE ST, NEW BERN, NC 28560-4933 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 3658/1224 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 3658/1224 |
| Instrument | 10071308 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jan 17, 2020 |
| Property Address | 512 MIDDLE ST, NEW BERN, NC 28560-4933 |
| Document Number | 3599/166 |
| Book / Page | 3599 / 166 |
| Instrument Date | Jan 9, 2020 |
| Instrument | 10049259 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 MIDDLE ST, NEW BERN, NC 28560-4933 |
| Document Number | 3599/169 |
|---|---|
| Date | Jan 17, 2020 |
| Book Page | 3599/169 |
| Instrument | 10049260 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2035 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,037.00 (+3.53%) | $689,870 (-) Land $52,030 Building $637,840 | $689,870 (-) Land $52,030 Building $637,840 |
| 2025 | $5,831.00 (+6.97%) | $689,870 (+5.53%) Land $52,030 Building $637,840 | $689,870 (+5.53%) Land $52,030 Building $637,840 |
| 2023 | $5,451.00 (+18.04%) | $653,720 (+49.45%) Land $52,030 Building $601,690 | $653,720 (+49.45%) Land $52,030 Building $601,690 |
| 2022 | $4,618.00 | $437,420 Land $80,000 Building $357,420 | |
| 2018 | $437,420 Land $80,000 Building $357,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 222 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 383 units insured incl. 161 condo units |
| Nearby Flood Claims | 414 (1979–2023) |
| Claims Outside the SFHA | 24 of 414 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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