Craven County property record for 513 Middle St, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,450 sqft · built 1903 |
| Lot Size | 0.098 acres (4,289 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,000 (Feb 2021) |
| Tax Bill | $4,258 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-002-089 |
| Primary APN | 8-002-089 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 1,450 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 4,289 sqft (0.098 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 132611 |
|---|---|
| Street Address | 513 MIDDLE ST |
| City | NEW BERN |
| State | NC |
| Zip | 28560-4932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC5 |
| Legal Description | 513 MIDDLE |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 960900 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 513 MIDDLE ST, NEW BERN, NC 28560-4932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage MERS |
| Dec 3, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Feb 17, 2021 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2021 · Amount on Record |
| Deed Sale | Feb 17, 2021 · Amount on Record |
| Prior Sale | Apr 16, 2010 · Amount on Record |
| Deed Document Number | 202110069868 |
| Deed Book / Page | 3654 / 1212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 513 MIDDLE ST, NEW BERN, NC 28560-4932 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 03705/1638 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 3705/1638 |
| Instrument | 10089123 |
| Name | MERS |
|---|---|
| Type | MERS |
| Address | FLINT, MI 48501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 513 MIDDLE ST, NEW BERN, NC 28560-4932 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 03702/1289 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 3702/1289 |
| Instrument | 10087929 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Feb 17, 2021 |
| Property Address | 513 MIDDLE ST, NEW BERN, NC 28560-4932 |
| Document Number | 3654/1212 |
| Book / Page | 3654 / 1212 |
| Instrument Date | Feb 9, 2021 |
| Instrument | 10069868 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 335 SPRING BRANCH DR, 335, MARBLE, NC 28905-0394 |
| Name | Verified Name |
|---|---|
| Address | 513 MIDDLE ST, JACKSONVILLE, NC 28540 |
| Document Number | 36541216 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 3654/1216 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,258.00 (+3.48%) | $475,780 (-) Land $51,600 Building $424,180 | $475,780 (-) Land $51,600 Building $424,180 |
| 2025 | $4,115.00 (+1.76%) | $475,780 (-) Land $51,600 Building $424,180 | $475,780 (-) Land $51,600 Building $424,180 |
| 2023 | $4,044.00 (+35.75%) | $475,780 (+73.41%) Land $51,600 Building $424,180 | $475,780 (+73.41%) Land $51,600 Building $424,180 |
| 2022 | $2,979.00 | $274,360 Land $72,000 Building $202,360 | |
| 2018 | $274,360 Land $72,000 Building $202,360 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 222 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 383 units insured incl. 161 condo units |
| Nearby Flood Claims | 414 (1979–2023) |
| Claims Outside the SFHA | 24 of 414 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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