516 Lowe Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 516 Lowe Ave, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	1,339 sqft · built 1924
Lot Size	21 acres (914,760 sqft)
Owner	Individual Name on File
Last Sale	$312,000 (Aug 2021)
Tax Bill	$6,251 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-02903-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`49-02903-0000-00011`
Alternative APNs	`4900137000000010` `490290300011`

Interior

Stories	1 Story
Building Area	1,339 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Stucco
Lot Area	914,760 sqft
Lot Dimensions	91 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4900137000000010
Street Address	516 LOWE AVE
City	RIDGEFIELD
State	NJ
Zip	07657-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	L11 21A 50X91
Legal Block	2903
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3009
Census Tract	45200

Owner

516 Lowe Ave is owned and occupied by an individual who bought it in August 2021.

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	516 LOWE AVE, RIDGEFIELD, NJ 07657-2108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on File
Deed Sale	Aug 26, 2021 · Amount on File
Deed Document Number	2021136719
Deed Book / Page	4348 / 1375
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 26, 2021
Property Address	516 LOWE AVE, RIDGEFIELD, NJ 07657-2108
Document Number	0043481375
Book / Page	4348 / 1375
Instrument Date	Aug 13, 2021
Instrument	2021136719
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	GRANDVIEW TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,808.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 THIEM AVE, 38, ROCHELLE PARK, NJ 07662-3711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 LOWE AVE, RIDGEFIELD, NJ 07657-2108

Mortgage

Document Number	2021136720
Date	Aug 26, 2021
Instrument	2021136720

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 516 Lowe Ave was $6,251, up 3.5% from the year before.

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,300 (+1.17%) Land $240,600 Building $132,700	$373,300 (+1.17%) Land $240,600 Building $132,700
2025	$6,251.00 (+3.51%)	$369,000 Land $238,100 Building $130,900	$369,000 Land $238,100 Building $130,900
2024	$6,039.00
2023		$350,500 Land $230,600 Building $119,900	$350,500 Land $230,600 Building $119,900
2022	$5,817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 Lowe Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 516 Lowe Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20