508 Lowe Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 508 Lowe Ave, Ridgefield, NJ 07657

Property Summary

Property TypeSingle Family Home
Details1,710 sqft · built 1924
Lot Size0.145 acres (6,299 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Jun 2019)
Tax Bill$8,816 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN49-02903-0000-00009

Property Details

APN / Parcel Number

Primary APN49-02903-0000-00009
Alternative APNs
  • 4900137000000013A
  • 490290300009

Interior

Stories2 Stories
Building Area1,710 sqft Living Area

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Construction TypeFrame
Lot Area6,299 sqft (0.145 acres)
Lot Dimensions100 ft deep x 63 ft wide

Location & Zoning

Old Parcel Number4900137000000013A
Street Address508 LOWE AVE
CityRIDGEFIELD
StateNJ
Zip07657-2108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Description63X100
Legal SubdivisionNEW YORK & NEW JERSEY REALTY C
Legal Block2903
Legal Lot Number9
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEFIELD
Census Block Group3
Census Block3009
Census Tract45200

Owner

508 Lowe Ave is owned and occupied by an individual who bought it in June 2019.

Source: Bergen County and Ridgefield Borough records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address508 LOWE AVE, RIDGEFIELD, NJ 07657-2108
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 21, 2019Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2019 · Amount on File
Deed SaleJun 21, 2019 · Amount on File
Prior SaleSep 14, 1995 · Amount on File
Deed Document Number201939173
Deed Book / Page3273 / 718
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address508 LOWE AVE, RIDGEFIELD, NJ 07657-2108
Transaction TypeMortgage
Record UpdatedSep 1, 2021
Title CompanyELITE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042581011
DateJul 7, 2021
Book Page4258/1011
Instrument2021109368
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJun 21, 2019
Property Address508 LOWE AVE, RIDGEFIELD, NJ 07657-2108
Document Number0032730718
Book / Page3273 / 718
Instrument DateApr 4, 2019
Instrument19-039173
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 LOWE AVE, RIDGEFIELD, NJ 07657-2108

Mortgage

Document Number1903917301
DateJun 21, 2019
Instrument19-039173.01
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

Mortgage

Document Number0032730718
DateJun 21, 2019
Book Page3273/718
Instrument19-039173
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 508 Lowe Ave was $8,816, up 2.8% from the year before.

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgefield Borough
Unified School DistrictRidgefield Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$526,500 (+1.17%) Land $253,300 Building $273,200$526,500 (+1.17%) Land $253,300 Building $273,200
2025$8,816.00 (+2.83%)$520,400 Land $250,900 Building $269,500$520,400 Land $250,900 Building $269,500
2024$8,573.00
2023$497,100 Land $243,800 Building $253,300$497,100 Land $243,800 Building $253,300
2022$9,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 Lowe Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims13 (1999–2021)
Claims Outside the SFHA8 of 13
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 508 Lowe Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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