511 Lowe Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 511 Lowe Ave, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	1,858 sqft · built 1924
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,023 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`49-02902-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`49-02902-0000-00017`
Alternative APNs	`4900138000000009` `490290200017`

Interior

Stories	2 Stories
Building Area	1,858 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Stucco
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4900138000000009
Street Address	511 LOWE AVE
City	RIDGEFIELD
State	NJ
Zip	07657-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	L10-11 75X100
Legal Block	2902
Legal Lot Number	17
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3008
Census Tract	45200

Owner

511 Lowe Ave is owned and occupied by two individuals who acquired it in May 2008.

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 LOWE AVE, RIDGEFIELD, NJ 07657-2107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2008
Deed Sale	May 13, 2008
Prior Sale	Mar 20, 2007 · Amount on File
Deed Document Number	200845480
Deed Book / Page	9541 / 66
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	511 LOWE AVE, RIDGEFIELD, NJ 07657-2107
Document Number	0027122221
Book / Page	002712 / 002221
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 LOWE AVE RIDGEFIELD NJ 076572107, RIDGEFIELD, NJ 07657-2107

Mortgage

Document Number	0027122221
Date	Sep 5, 2017
Book Page	002712/002221

Lender

Name	NBC (NY) EMPLOYEES FCU
Address	NEW YORK, NY 10020

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 511 Lowe Ave was $11,023, up 5.7% from the year before.

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$658,200 (+1.15%) Land $290,000 Building $368,200	$658,200 (+1.15%) Land $290,000 Building $368,200
2025	$11,023.00 (+5.66%)	$650,700 Land $287,500 Building $363,200	$650,700 Land $287,500 Building $363,200
2024	$10,433.00
2023		$604,900 Land $280,000 Building $324,900	$604,900 Land $280,000 Building $324,900
2022	$10,017.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Lowe Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 511 Lowe Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20