516 Howard St, Florence, SC 29506 Property Records

Florence County property record for 516 Howard St, Florence, SC 29506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1950
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$8,500 (Jul 2023)
Tax Bill	$1,011 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`90118-13-007`

Property Details

APN / Parcel Number

Primary APN	`90118-13-007`
Alternative APN	`15042799`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater
Sewer	Municipal

Location & Zoning

Street Address	516 HOWARD ST
City	FLORENCE
State	SC
Zip	29506-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HOWARD ST LOT 9
Legal Lot Number	9
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1027
Census Tract	700

Owner

516 Howard St is owned by an individual who bought it in July 2023.

Source: Florence County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	4109 LAKE MOULTRIE DR, FLORENCE, SC 29501-8177
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Line of Credit FIRST RELIANCE BANK
Jul 7, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Deed Document Number	20238512
Deed Book / Page	1056 / 1451
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	516 HOWARD ST, FLORENCE, SC 29506-3126
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4109 LAKE MOULTRIE DR, FLORENCE, SC 29501-8177

Mortgage

Document Number	DMA11800041
Date	Oct 2, 2025
Book Page	DMA1180/41
Instrument	2025013110

Lender

Name	FIRST RELIANCE BANK
Type	Bank
Address	900 JOHNNIE DODDS BLVD STE 200, MT PLEASANT, SC 29464

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Jul 7, 2023
Property Address	514 HOWARD ST, FLORENCE, SC 29506-3126
Document Number	0010561451
Book / Page	1056 / 1451
Instrument Date	Jun 29, 2023
Instrument	2023-00008512
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Amount	Amount on Record
Tax	$22.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4109 LAKE MOULTRIE DR, FLORENCE, SC 29501-8177

Tax Assessment & Valuation

The 2025 property tax bill for 516 Howard St was $1,011.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Municipality	Florence City
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,011.00	$1,805 Land $150 Building $1,655	$45,128 Land $3,750 Building $41,378
2023	$186.00 (-46.7%)	$661,580 (+99,836.56%) Land $150,000 Building $511,580	$1,653,952 (+9,899.71%) Land $375,000 Building $1,278,952
2022	$349.00	$662 Land $150 Building $512	$16,540 Land $3,750 Building $12,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 516 Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Howard St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Howard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures