516 E 7th St, Owensboro, KY 42303 Property Records

Daviess County property record for 516 E 7th St, Owensboro, KY 42303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1926
Lot Size	0.059 acres (2,560 sqft)
Owner	Company Name on File
Last Sale	$85,000 (Mar 2024)
Tax Bill	$282 (2025)
Deeds & Mortgages	Oct 2008 Sale & Mortgage Jul 2005 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-04-10-034-00-000`

Property Details

APN / Parcel Number

Primary APN	`001-04-10-034-00-000`
Alternative APN	`0023890`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,560 sqft (0.059 acres)
Lot Dimensions	64 ft deep x 40 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	516 E 7TH ST
City	OWENSBORO
State	KY
Zip	42303-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	516 E 7TH ST
Legal Subdivision	GRIFFITH & SWEENEY
Jurisdiction	DAVIESS KY
Township / Civil Division	OWENSBORO
Census Block Group	1
Census Block	1047
Census Tract	300

Owner

516 E 7th St is owned by a company that bought it in March 2024.

Source: Daviess County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	4171 TANBARK PL, OWENSBORO, KY 42303-2263
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2008	Deed, Transfer INDEPENDENCE BANK OF KENTUCKY
Jul 21, 2005	Warranty Deed, Transfer · FHA Mortgage NATIONAL CITY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2024 · Amount on File
Deed Sale	Mar 27, 2024 · Amount on File
Prior Sale	Jul 27, 2022 · Amount on File
Record Updated	Oct 29, 2026

October 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Oct 10, 2008
Property Address	516 E 7TH ST, OWENSBORO, KY 42303-3507
Document Number	000853/802
Book / Page	0853 / 802
Instrument Date	Oct 10, 2008
Instrument	200800016781
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 E 7TH ST, OWENSBORO, KY 42303-3507

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1721 WINDSOR AVE, OWENSBORO, KY 42301-4450

Mortgage

Document Number	001662/901
Date	Oct 10, 2008
Book Page	1662/901
Instrument	2008-00016782

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	60 Months
Due	Oct 10, 2013

July 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIESS KY
Recording Date	Jul 21, 2005
Property Address	516 E 7TH ST, OWENSBORO, KY 42303-3507
Document Number	000802/540
Book / Page	0802 / 540
Instrument Date	Jul 15, 2005
Instrument	2005-00012547
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 E 7TH ST, OWENSBORO, KY 42303-3507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 REID RD, OWENSBORO, KY 42303-0701
Investor	Possibly a Property Investor

Mortgage

Document Number	001441/037
Date	Jul 21, 2005
Book Page	1441/037
Instrument	2005-00012548

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 516 E 7th St was $282.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Owensboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,000 (-)	$85,000 (-)
2025	$282.00	$85,000 Land $8,000 Building $77,000	$85,000 Land $8,000 Building $77,000
2023		$70,000 (+55.36%)	$70,000 (+55.36%)
2022	$509.00	$45,058	$45,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 E 7th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 516 E 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Owensboro Municipal Utilities, T-Mobile.

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