418 E 7th St, Owensboro, KY 42303 Property Records

Daviess County property record for 418 E 7th St, Owensboro, KY 42303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2009
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on Record
Tax Bill	$312 (2025)
Deeds & Mortgages	May 2009 Mortgage May 2009 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-04-11-001-00-000`

Property Details

APN / Parcel Number

Primary APN	`001-04-11-001-00-000`
Alternative APN	`0024334`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	88 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	418 E 7TH ST
City	OWENSBORO
State	KY
Zip	42303-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	418 E 7TH ST
Legal Subdivision	GRIFFITH & SWEENEY
Jurisdiction	DAVIESS KY
Township / Civil Division	OWENSBORO
Census Block Group	1
Census Block	1048
Census Tract	300

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1541, OWENSBORO, KY 42302-1541
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 12, 2009	Deed of Trust, Mortgage US BANK NA
May 12, 2009	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	418 E 7TH ST, OWENSBORO, KY 42303-3504
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001694/212
Date	May 12, 2009
Book Page	1694/212
Instrument	2009-00007096

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2039

May 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	May 12, 2009
Property Address	418 E 7TH ST, OWENSBORO, KY 42303-3504
Document Number	000860/556
Book / Page	0860 / 556
Map Reference	MB33 PG78
Instrument Date	May 8, 2009
Instrument	200900007094
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 GRADD WAY, OWENSBORO, KY 42301-8696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3071 BURLEW BLVD, OWENSBORO, KY 42303-8833

Mortgage

Document Number	001694/196
Date	May 12, 2009
Book Page	1694/196
Instrument	2009-00007095

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Owensboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,000 (+21.28%)	$114,000 (+21.28%)
2025	$312.00 (-70.62%)	$94,000 (-) Land $10,000 Building $84,000	$94,000 (-) Land $10,000 Building $84,000
2023		$94,000 (-)	$94,000 (-)
2022	$1,062.00	$94,000	$94,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Owensboro Municipal Utilities, T-Mobile.

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