511 E 7th St, Owensboro, KY 42303 Property Records

Daviess County property record for 511 E 7th St, Owensboro, KY 42303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 804 sqft · built 1896
Lot Size	0.064 acres (2,795 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,000 (May 2025)
Tax Bill	$399 (2025)
Deeds & Mortgages	Nov 2009 Sale Sep 2005 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-04-03-018-00-000`

Property Details

APN / Parcel Number

Primary APN	`001-04-03-018-00-000`
Alternative APN	`0024846`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	804 sqft Living Area

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,795 sqft (0.064 acres)
Lot Dimensions	43 ft deep x 65 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	511 E 7TH ST
City	OWENSBORO
State	KY
Zip	42303-3508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	511 E 7TH ST
Jurisdiction	DAVIESS KY
Township / Civil Division	OWENSBORO
Census Block Group	1
Census Block	1038
Census Tract	300

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 E 7TH ST, OWENSBORO, KY 42303-3508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2009	Deed, Transfer
Sep 13, 2005	Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Aug 27, 2024 · Amount on Record
Record Updated	Oct 29, 2026

November 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Nov 6, 2009
Property Address	511 E 7TH ST, OWENSBORO, KY 42303-3508
Document Number	000868/382
Book / Page	0868 / 382
Instrument Date	Nov 3, 2009
Instrument	200900017599
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Tax	$47.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 E 7TH ST, OWENSBORO, KY 42303-3508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 E 7TH ST, OWENSBORO, KY 42303-3508
Investor	Possibly a Property Investor

September 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Sep 13, 2005
Property Address	511 E 7TH ST, OWENSBORO, KY 42303-3508
Document Number	000805/387
Book / Page	0805 / 387
Instrument Date	Sep 9, 2005
Instrument	2005-00016283
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4128 HAYDEN BRIDGE RD, OWENSBORO, KY 42301-9311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 E 7TH ST, OWENSBORO, KY 42303-3508

Mortgage

Document Number	001453/988
Date	Sep 13, 2005
Book Page	1453/988
Instrument	2005-00016284

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Owensboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,000 (+9.17%)	$131,000 (+9.17%)
2025	$399.00 (-50.86%)	$120,000 (+66.9%) Land $10,000 Building $110,000	$120,000 (+66.9%) Land $10,000 Building $110,000
2023		$71,900 (-)	$71,900 (-)
2022	$812.00	$71,900	$71,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Owensboro Municipal Utilities, T-Mobile.

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