Guilford County property record for 515 Spruce St, High Point, NC 27262
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,418 sqft · built 1976 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,500 (Sep 2022) |
| Tax Bill | $1,965 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6890632740-000 |
| Primary APN | 6890632740-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,418 sqft Heated Area |
| Gross Area | 1,460 sqft |
| 1st Floor Area | 1,418 sqft |
| Flooring | Plywood |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Material | Shingle |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 140 ft deep x 65 ft wide |
| Porch | Open Porch |
| Porch Area | 42 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | 180002570000300011 |
|---|---|
| Street Address | 515 SPRUCE ST |
| City | HIGH POINT |
| State | NC |
| Zip | 27262-4603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | 58 & PT 59 PB 19-34 515 SPRUCE ST |
| Legal Subdivision | RICHARDSON ESTATE |
| Legal Lot Number | 11 |
| Jurisdiction | GUILFORD NC |
| Township / Civil Division | HIGH POINT |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 14000 |
Source: Guilford County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 515 SPRUCE ST, HIGH POINT, NC 27262-4603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP |
| Mar 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP |
| Sep 22, 2022 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on Record |
| Deed Sale | Sep 22, 2022 · Amount on Record |
| Prior Sale | Aug 10, 2005 · Amount on Record |
| Deed Document Number | 0008662206 |
| Deed Book / Page | 8662 / 206 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD NC |
| Property Address | 515 SPRUCE ST, HIGH POINT, NC 27262-4603 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 515 SPRUCE ST, HIGH POINT, NC 27262-4603 |
| Document Number | 0089762394 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 8976/2394 |
| Instrument | 2025046836 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD NC |
| Property Address | 515 SPRUCE ST, HIGH POINT, NC 27262-4603 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 515 SPRUCE ST, HIGH POINT, NC 27262-4603 |
| Document Number | 0088091815 |
|---|---|
| Date | Mar 15, 2024 |
| Book Page | 8809/1815 |
| Instrument | 2024011264 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 5942 RENAISSANCE PL, TOLEDO, OH 43623 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUILFORD NC |
| Recording Date | Sep 22, 2022 |
| Property Address | 515 SPRUCE ST, HIGH POINT, NC 27262-4603 |
| Document Number | 0086620206 |
| Book / Page | 8662 / 206 |
| Map Reference | MB 17 PG 53 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022059178 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $411.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4456 ORCHARD KNOB LN, 4456, HIGH POINT, NC 27265-1394 |
| Name | Verified Name |
|---|
| Document Number | 2022059179 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022059179 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 1, 2062 |
Source: Guilford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Guilford County |
| Municipality | High Point City |
| Unified School District | Guilford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,965.00 (+2.24%) | $34,000 (-75.16%) Land $34,000 | |
| 2023 | $1,922.00 | $136,900 Land $34,000 Building $102,900 | $136,900 (+302.65%) Land $34,000 Building $102,900 |
| 2022 | $34,000 Land $34,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HIGH POINT serves 118,662 people · EPA ID NC0241020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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