509 Spruce St, High Point, NC 27262 Property Records

Guilford County property record for 509 Spruce St, High Point, NC 27262

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,350 sqft · built 1954
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Nov 2019)
Tax Bill$2,206 (2025)
Deeds & MortgagesNov 2025 Mortgage
Aug 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN6890632430-000

Property Details

APN / Parcel Number

Primary APN6890632430-000
Alternative APNs
  • 180002570000300019
  • 0193934

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,350 sqft Heated Area
Gross Area1,501 sqft
1st Floor Area1,350 sqft
FlooringHardwood
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2017
Architectural StyleOther
Exterior MaterialWood Shingle
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialShingle
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions135 ft deep x 75 ft wide
PorchOpen Porch
Porch Area151 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelOil

Location & Zoning

Old Parcel Number180002570000300019
Street Address509 SPRUCE ST
CityHIGH POINT
StateNC
Zip27262-4603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal Description3 BF PB20-98 BK1534-696 509 SPRUCE ST
Legal SubdivisionCORBIT ESTATE
Legal Lot Number19
JurisdictionGUILFORD NC
Township / Civil DivisionHIGH POINT
Census Block Group2
Census Block2006
Census Tract14000

Owner

Source: Guilford County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address509 SPRUCE ST, HIGH POINT, NC 27262-4603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Deed of Trust, Mortgage
TRULIANT FCU
Aug 18, 2022Deed of Trust, Mortgage
TRULIANT FCU
Nov 20, 2019Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2019 · Amount on Record
Deed SaleNov 20, 2019 · Amount on Record
Prior SaleJun 26, 2015 · Amount on Record
Deed Document Number0082191307
Deed Book / Page8219 / 1307
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUILFORD NC
Property Address509 SPRUCE ST, HIGH POINT, NC 27262-4603
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0089900726
DateNov 17, 2025
Book Page8990/726
Instrument2025054230
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
AmountAmount Recorded
Term120 Months
DueNov 20, 2035

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUILFORD NC
Property Address509 SPRUCE ST, HIGH POINT, NC 27262-4603
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0086500803
DateAug 18, 2022
Book Page8650/803
Instrument2022052231
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
AmountAmount Recorded
Term120 Months
DueAug 15, 2032

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUILFORD NC
Recording DateNov 20, 2019
Property Address509 SPRUCE ST, HIGH POINT, NC 27262-4603
Document Number0082191307
Book / Page008219 / 001307
Instrument DateNov 20, 2019
Instrument63728
Transaction TypeTransfer
Record UpdatedDec 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 SPRUCE ST HIGH POINT NC 272624603, HIGH POINT, NC 27262-4603

Mortgage

Document Number82191309
DateNov 20, 2019
Book Page008219/001309
Instrument63729
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 19, 2049

Tax Assessment & Valuation

Source: Guilford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGuilford County
MunicipalityHigh Point City
Unified School DistrictGuilford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,206.00 (+2.22%)$160,100 (-) Land $34,000 Building $126,100
2023$2,158.00$160,100 Land $34,000 Building $126,100$160,100 (-) Land $34,000 Building $126,100
2022$160,100 Land $34,000 Building $126,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Most Recent ClaimAug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HIGH POINT
serves 118,662 people · EPA ID NC0241020
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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