512 Spruce St, High Point, NC 27262 Property Records

Guilford County property record for 512 Spruce St, High Point, NC 27262

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,338 sqft · built 1955
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Sep 2018)
Tax Bill	$1,615 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6890634737-000`

Property Details

APN / Parcel Number

Primary APN	`6890634737-000`
Alternative APN	`0193955`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,338 sqft Heated Area
1st Floor Area	1,338 sqft
Flooring	Hardwood
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1987
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	140 ft deep x 73 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0193955
Street Address	512 SPRUCE ST
City	HIGH POINT
State	NC
Zip	27262-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	E PB 20-86 512 SPRUCE ST
Legal Subdivision	RICHARDSON PROP
Legal Lot Number	E
Jurisdiction	GUILFORD NC
Township / Civil Division	HIGH POINT
Census Block Group	2
Census Block	2005
Census Tract	14000

Owner

512 Spruce St is owned and occupied by an individual who bought it in September 2018.

Source: Guilford County records, as of October 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	512 SPRUCE ST, HIGH POINT, NC 27262-4604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2018 · Amount on File
Deed Sale	Sep 14, 2018 · Amount on File
Prior Sale	Jul 25, 2005 · Amount on File
Deed Document Number	0080861815
Deed Book / Page	8086 / 1815
Record Updated	Jun 7, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD NC
Recording Date	Sep 14, 2018
Property Address	512 SPRUCE ST, HIGH POINT, NC 27262-4604
Document Number	0080861815
Book / Page	8086 / 1815
Map Reference	MB 20 PG 86
Instrument Date	Sep 13, 2018
Instrument	2018048755
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	272 CARLEY LN, 272, LEXINGTON, NC 27295-9272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 SPRUCE ST, HIGH POINT, NC 27262-4604

Mortgage

Document Number	2018048756
Date	Sep 14, 2018
Instrument	2018048756

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6%
Change Frequency	5 Years
Min Rate At Change	5.75%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 512 Spruce St was $1,615.

Source: Guilford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Guilford County
Municipality	High Point City
Unified School District	Guilford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,615.00	$117,200 Land $34,000 Building $83,200
2023	$1,579.00	$117,200 Land $34,000 Building $83,200	$117,200 (-) Land $34,000 Building $83,200
2022			$117,200 Land $34,000 Building $83,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HIGH POINT serves 118,662 people · EPA ID NC0241020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20