515 Spruce St E, Ilwaco, WA 98624 Property Records

Pacific County property record for 515 Spruce St E, Ilwaco, WA 98624

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 2,037 sqft · built 1992
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Tax Bill$2,783 (2025)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN73038006001

Property Details

APN / Parcel Number

Primary APN73038006001

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,037 sqft Living Area
Gross Area2,793 sqft
1st Floor Area1,164 sqft
FlooringCovered
ElevatorElevator

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2013
Architectural StyleMulti-Level
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchCovered Slab
Porch Area116 sqft
Deck Area36 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address515 SPRUCE ST E
CityILWACO
StateWA
Zip98624-9179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUGA
Legal DescriptionWHEALDONSBURG, LOT 1, BLOCK F
Legal SubdivisionWHEALDONSBURG
Legal BlockF
Legal Lot Number1
JurisdictionPACIFIC WA
Township / Civil DivisionLONG BEACH-NORTH BEACH PENINSULA
Census Block Group1
Census Block1015
Census Tract950502

Owner

Source: Pacific County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 208, ILWACO, WA 98624-0208
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPACIFIC WA
Property Address515 SPRUCE ST E, ILWACO, WA 98624-9179
Document Number0003184202
Instrument DateDec 27, 2018
Transaction TypeMortgage
Record UpdatedJan 29, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 SPRUCE ST E ILWACO WA 986249179, ILWACO, WA 98624-9179

Mortgage

Document Number0003184202
DateJan 9, 2019
Instrument3184202
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 8, 2049

Tax Assessment & Valuation

Source: Pacific County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPacific County
MunicipalityIlwaco City
Unified School DistrictOcean Beach School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$485,300 (+5.87%) Land $83,700 Building $401,600$485,300 (+5.87%) Land $83,700 Building $401,600
2025$2,783.00 (+0.07%)$458,400 (-) Land $79,100 Building $379,300$458,400 (-) Land $79,100 Building $379,300
2024$458,400 (+13.33%) Land $79,100 Building $379,300$458,400 (+13.33%) Land $79,100 Building $379,300
2023$2,781.00$404,500 Land $69,800 Building $334,700$404,500 Land $69,800 Building $334,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 21, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ILWACO WATER DEPARTMENT
serves 2,757 people · EPA ID WA5335500
Water SourceSurface water
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: CresComm Broadband, Pend Oreille PUD, WWest Communications.

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