509 Spruce St E, Ilwaco, WA 98624 Property Records

Pacific County property record for 509 Spruce St E, Ilwaco, WA 98624

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,572 sqft · built 1929
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$137,247 (Jul 2018)
Tax Bill$1,750 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN73038006002

Property Details

APN / Parcel Number

Primary APN73038006002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,572 sqft Living Area
Gross Area2,044 sqft
1st Floor Area1,008 sqft
FlooringCovered
Interior WallsMetal
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleMulti-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialMetal
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area268 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address509 SPRUCE ST E
CityILWACO
StateWA
Zip98624-9179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUGA
Legal DescriptionWHEALDONSBURG, LOT 2, BLOCK F
Legal SubdivisionWHEALDONSBURG
Legal BlockF
Legal Lot Number2
JurisdictionPACIFIC WA
Township / Civil DivisionLONG BEACH-NORTH BEACH PENINSULA
Census Block Group1
Census Block1015
Census Tract950502

Owner

Source: Pacific County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address509 SPRUCE ST E, ILWACO, WA 98624-9179
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
UMPQUA BANK
Jul 16, 2018Warranty Deed, Transfer · FHA Mortgage
UMPQUA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2018 · Amount on Record
Deed SaleJul 16, 2018 · Amount on Record
Deed Document Number20183180749
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPACIFIC WA
Property Address509 SPRUCE ST E, ILWACO, WA 98624-9179
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003193553
DateMay 21, 2020
Instrument3193553
Lender
NameUMPQUA BANK
TypeBank
AddressMOUNTLAKE TERRACE, WA 98043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPACIFIC WA
Recording DateJul 16, 2018
Property Address509 SPRUCE ST E, ILWACO, WA 98624-9179
Document Number0003180749
Map ReferenceVOL C PG33
Instrument DateJun 29, 2018
Instrument3180749
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyPACIFIC COUNTY TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,448.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 SPRUCE ST E, ILWACO, WA 98624-9179

Mortgage

Document Number0003180750
DateJul 16, 2018
Instrument3180750
Lender
NameUMPQUA BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Pacific County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPacific County
MunicipalityIlwaco City
Unified School DistrictOcean Beach School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$304,700 (+5.84%) Land $83,700 Building $221,000$304,700 (+5.84%) Land $83,700 Building $221,000
2025$1,750.00 (+0.11%)$287,900 (-) Land $79,100 Building $208,800$287,900 (-) Land $79,100 Building $208,800
2024$287,900 (+13.35%) Land $79,100 Building $208,800$287,900 (+13.35%) Land $79,100 Building $208,800
2023$1,748.00$254,000 Land $69,800 Building $184,200$254,000 Land $69,800 Building $184,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 21, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ILWACO WATER DEPARTMENT
serves 2,757 people · EPA ID WA5335500
Water SourceSurface water
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: CresComm Broadband, Pend Oreille PUD, WWest Communications.

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