512 Spruce St E, Ilwaco, WA 98624 Property Records

Pacific County property record for 512 Spruce St E, Ilwaco, WA 98624 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,152 sqft · built 1929
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (Dec 2021)
Tax Bill$1,548 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN73038005007

Property Details

APN / Parcel Number

Primary APN73038005007

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area1,176 sqft
1st Floor Area728 sqft
FlooringCovered
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 2020
Architectural StyleMulti-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area60 sqft
Deck Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address512 SPRUCE ST E
CityILWACO
StateWA
Zip98624-9179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHEALDONSBURG, LOT 7, BLOCK E
Legal SubdivisionWHEALDONSBURG
Legal BlockE
Legal Lot Number7
JurisdictionPACIFIC WA
Township / Civil DivisionLONG BEACH-NORTH BEACH PENINSULA
Census Block Group3
Census Block3042
Census Tract950501

Owner

Source: Pacific County records · APN 73038005007

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address455 29TH ST, C301, ASTORIA, OR 97103-2861
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Nov 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
ONE AMERICAN BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 27, 2021 · Amount on Record
Deed SaleDec 27, 2021 · Amount on Record
Prior SaleNov 04, 2016 · Amount on Record
Deed Document Number20213208977
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPACIFIC WA
Recording DateDec 27, 2021
Property Address512 SPRUCE ST E, ILWACO, WA 98624-9179
Document Number0003208977
Map ReferenceVOL D-1 PG 27
Instrument DateDec 18, 2021
Instrument3208977
Transaction TypeTransfer
Record UpdatedOct 31, 2023
Title CompanyEMERALD COAST TITLE INC, EMERALD COAST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,982.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 29TH ST APT C301, C301, ASTORIA, OR 97103-2861

Mortgage

Document Number0003208978
DateDec 27, 2021
Instrument3208978
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPACIFIC WA
Property Address512 SPRUCE ST E, ILWACO, WA 98624-9179
Transaction TypeMortgage
Record UpdatedSep 20, 2021
Title CompanyPACIFIC COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003197808
DateNov 06, 2020
Instrument3197808
Lender
NameONE AMERICAN BANK
TypeBank
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Pacific County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountyPacific County
MunicipalityIlwaco City
Unified School DistrictOcean Beach School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$269,600 (+5.85%) Land $83,700 Building $185,900$269,600 (+5.85%) Land $83,700 Building $185,900
2025$1,548.00 (+0.06%)$254,700 (-) Land $79,100 Building $175,600$254,700 (-) Land $79,100 Building $175,600
2024$254,700 (+13.3%) Land $79,100 Building $175,600$254,700 (+13.3%) Land $79,100 Building $175,600
2023$1,547.00$224,800 Land $69,800 Building $155,000$224,800 Land $69,800 Building $155,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pacific County (53049C), updated September 21, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530499505013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wahkiakum West, Spectrum, Northwest Open Access Network, CresComm WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

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