515 Smith Ln, West Covina, CA 91791 Property Records

Los Angeles County property record for 515 Smith Ln, West Covina, CA 91791

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 3 ba · 1,850 sqft · built 2016
Lot Size	0.074 acres (3,212 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,789 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`8486-002-012`

Property Details

APN / Parcel Number

Primary APN	`8486-002-012`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,850 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	3,212 sqft (0.074 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	515 SMITH LN
City	WEST COVINA
State	CA
Zip	91791-2500
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	WCR1*
Legal Description	TR=72320 LOT 2
Legal Tract	72320
Legal Block	2
Legal Lot Number	2
Jurisdiction	LOS ANGELES CA
Township / Civil Division	EAST SAN GABRIEL VALLEY
Census Block Group	2
Census Block	2011
Census Tract	406500

Owner

515 Smith Ln, a planned unit development, is owned and occupied by two individuals.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 SMITH LN, WEST COVINA, CA 91791-2500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW WAVE LENDING GROUP INC
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	515 SMITH LN, WEST COVINA, CA 91791-2500
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 SMITH LN, WEST COVINA, CA 91791-2500

Mortgage

Document Number	0001418482
Date	Sep 16, 2021
Instrument	21-1418482

Lender

Name	NEW WAVE LENDING GROUP INC
Type	Non-Lending Institution
Address	WALNUT, CA 91789

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	515 SMITH LN, WEST COVINA, CA 91791-2500
Document Number	0000749461
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	515 SMITH LN WEST COVINA CA 917912500, WEST COVINA, CA 91791-2500

Mortgage

Document Number	0000749461
Date	Jul 9, 2020
Instrument	749461

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	CITY OF INDUSTRY, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 8, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 515 Smith Ln was $8,789 with a homeowner's exemption.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	West Covina City
Unified School District	West Covina Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$737,497 (+2%) Land $402,486 Building $335,011
2025	$8,789.00 Homeowner's exemption	$723,038 Land $394,595 Building $328,443
2023	$8,161.00 (-0.9%) Homeowner's exemption	$694,963 Land $379,273 Building $315,690
2022	$8,235.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 515 Smith Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 515 Smith Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUBURBAN WATER SYSTEMS-SAN JOSE private · serves 170,523 people · EPA ID CA1910205
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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