515 S Ann St, Baltimore, MD 21231 Property Records

Baltimore City property record for 515 S Ann St, Baltimore, MD 21231

Property Summary

Property Type	Townhouse
Details	4 ba · 2,741 sqft · built 1840
Lot Size	0.033 acres (1,440 sqft)
Owner	Individual Name on Record
Last Sale	$527,000 (Aug 2021)
Tax Bill	$9,900 (2023)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2017 Sale & Mortgage
APN	`02-08-1781-022`

Property Details

APN / Parcel Number

Primary APN	`02-08-1781-022`
Alternative APN	`081781 022`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,741 sqft Total Area
1st Floor Area	1,010 sqft
Attic Area	250 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	1,440 sqft
Lot Dimensions	96 ft deep x 15 ft wide
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	081781 022
Old Parcel Number	02081781 022
Street Address	515 S ANN ST
City	BALTIMORE
State	MD
Zip	21231-2906
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-8
Legal Description	15X96
Legal Section	08
Legal Subdivision	FRANKFORD GARDENS
Legal Block	1781
Legal Lot Number	22
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	1
Census Block	1005
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fells Point Historic District (Boundary Increase) listed 1986 · 1,380 contributing resources · NRIS 86003777

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Baltimore City records, as of September 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 S ANN ST, BALTIMORE, MD 21231-2906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 16, 2017	Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	369510
Deed Book / Page	23568 / 271
Record Updated	Jun 7, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Aug 26, 2021
Property Address	515 S ANN ST, BALTIMORE, MD 21231-2906
Document Number	0235680271
Book / Page	23568 / 271
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	515 S ANN ST, BALTIMORE, MD 21231-2906

Mortgage

Document Number	0023568280
Date	Aug 26, 2021
Instrument	23568/280

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Oct 16, 2017
Property Address	515 S ANN ST, BALTIMORE, MD 21231-2906
Document Number	0195870032
Book / Page	019587 / 000032
Instrument Date	Oct 5, 2017
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1607 TROYS CT CROFTON MD 211143133, CROFTON, MD 21114-3133

Mortgage

Document Number	195870038
Date	Oct 16, 2017
Book Page	019587/000038

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,900.00	$419,500 Land $100,000 Building $319,500	$419,500 Land $100,000 Building $319,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 26 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 units insured incl. 5 condo units
Nearby Flood Claims	29 (2003–2011)
Claims Outside the SFHA	4 of 29
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,766 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on S Ann St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures