513 S Ann St, Baltimore, MD 21231 Property Records

Baltimore City property record for 513 S Ann St, Baltimore, MD 21231

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,600 sqft · built 1855
Lot Size0.033 acres (1,440 sqft)
Owner2 Individual Names on File
Last Sale$95,000 (Jan 2003)
Tax Bill$7,106 (2024)
Deeds & MortgagesJun 2021 Line of Credit
May 2021 Mortgage
APN02-08-1781-023

Property Details

APN / Parcel Number

Primary APN02-08-1781-023
Alternative APNs
  • 081781 023
  • 1781-023

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,600 sqft Living Area
Gross Area1,900 sqft
1st Floor Area950 sqft
AtticAttic
Attic Area300 sqft

Exterior

Year BuiltBuilt 1855
Effective Year BuiltEffective 1855
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area1,440 sqft (0.033 acres)
Lot Dimensions96 ft deep x 15 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number081781 023
Street Address513 S ANN ST
CityBALTIMORE
StateMD
Zip21231-2906
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-8
Legal Description15X96
Legal Block1781
Legal Lot Number23
JurisdictionBALTIMORE CITY MD
Township / Civil DivisionBALTIMORE
Census Block Group1
Census Block1005
Census Tract20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fells Point Historic District (Boundary Increase)
listed 1986 · 1,380 contributing resources · NRIS 86003777

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

513 S Ann St, a townhouse, is owned and occupied by two individuals who bought it in January 2003.

Source: Baltimore City records, as of July 14, 2025

Owner of Record2 Individual Names on File
Mailing Address513 S ANN ST, BALTIMORE, MD 21231-2906
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · Line of Credit
ESSEX BANK
May 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 21, 2003 · Amount on File
Deed SaleJan 21, 2003 · Amount on File
Deed Document Number200359270
Deed Book / Page2398 / 9999
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Property Address513 S ANN ST, BALTIMORE, MD 21231-2906
Transaction TypeMortgage
Record UpdatedJul 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233080159
DateJun 28, 2021
Book Page23308/159
Lender
NameESSEX BANK
TypeBank
AddressROSEDALE, MD 21237
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Property Address513 S ANN ST, BALTIMORE, MD 21231-2906
Transaction TypeMortgage
Record UpdatedJun 15, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0231660437
DateMay 26, 2021
Book Page23166/437
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
MunicipalityBaltimore City
Unified School DistrictBaltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$360,600$381,400 Land $100,000 Building $281,400
2024$7,106.00 (-5.61%)
2023$7,528.00 Homeowner's exemption$319,000 Land $100,000 Building $219,000$319,000 Land $100,000 Building $219,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 513 S Ann St; there have been 29 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 26 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 units insured
incl. 5 condo units
Nearby Flood Claims29 (2003–2011)
Claims Outside the SFHA4 of 29
Most Recent ClaimSep 2011 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 513 S Ann St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,766 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
1,000 / 75
Believe Broadband
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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