509 S Ann St, Baltimore, MD 21231 Property Records

Baltimore City property record for 509 S Ann St, Baltimore, MD 21231

Property Summary

Property Type	Townhouse
Details	2 ba · 1,576 sqft · built 1855
Lot Size	0.032 acres (1,410 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Aug 2026)
Tax Bill	$4,704 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2020 Mortgage + 1 more
APN	`02-08-1781-025`

Property Details

APN / Parcel Number

Primary APN	`02-08-1781-025`
Alternative APNs	`081781 025` `1781-025`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,576 sqft Living Area
Gross Area	1,836 sqft
1st Floor Area	788 sqft
Attic	Attic
Attic Area	260 sqft

Exterior

Year Built	Built 1855
Effective Year Built	Effective 1855
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Built-Up Asphalt
Lot Area	1,410 sqft (0.032 acres)
Lot Dimensions	94 ft deep x 15 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater

Location & Zoning

Account Number	081781 025
Street Address	509 S ANN ST
City	BALTIMORE
State	MD
Zip	21231-2906
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	C-1
Legal Description	15X94
Legal Block	1781
Legal Lot Number	25
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	1
Census Block	1005
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fells Point Historic District (Boundary Increase) listed 1986 · 1,380 contributing resources · NRIS 86003777

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

509 S Ann St, a townhouse, is owned and occupied by two individuals who bought it in August 2026.

Source: Baltimore City records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 S ANN ST, BALTIMORE, MD 21231-2906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
Jul 14, 2020	Grant Deed, Transfer COLONY TITLE GROUP LIMITED, COLONY TITLE GRP LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Nov 16, 2012 · Amount on File
Deed Book / Page	29383 / 489
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Aug 26, 2026
Property Address	509 S ANN ST, BALTIMORE, MD 21231-2906
Document Number	2938000489
Book / Page	29383 / 489
Instrument Date	Aug 21, 2026
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,955.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	509 S ANN ST, BALTIMORE, MD 21231-2906

Mortgage

Document Number	2938000496,
Date	Aug 26, 2026
Book Page	29383/496

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	509 S ANN ST, BALTIMORE, MD 21231-2906
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	COLONIAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0221590378
Date	Jul 14, 2020
Book Page	22159/378

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Apr 1, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jul 14, 2020
Property Address	509 S ANN ST, BALTIMORE, MD 21231-2906
Document Number	0221590369
Book / Page	022159 / 000369
Instrument Date	Mar 27, 2020
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	COLONY TITLE GROUP LIMITED, COLONY TITLE GRP LTD

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 S ANN ST BALTIMORE MD 212312906, BALTIMORE, MD 21231-2906

Tax Assessment & Valuation

The 2025 property tax bill for 509 S Ann St was $4,704.

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,704.00	$200,267	$211,500 Land $100,000 Building $111,500
2023	$4,196.00	$177,800 Land $100,000 Building $77,800	$177,800 Land $100,000 Building $77,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 509 S Ann St; there have been 29 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 26 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 units insured incl. 5 condo units
Nearby Flood Claims	29 (2003–2011)
Claims Outside the SFHA	4 of 29
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 509 S Ann St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,766 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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