515 River St, Buchanan, MI 49107 Property Records

Berrien County property record for 515 River St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1927
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Aug 2022)
Tax Bill	$1,802 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58-2000-0358-01-1`

Property Details

APN / Parcel Number

Primary APN	`58-2000-0358-01-1`
Alternative APN	`11-58-2000-0358-01-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,008 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	126 ft deep x 100 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	515 RIVER ST
City	BUCHANAN
State	MI
Zip	49107-1488
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	LOTS 5 & 6 BLK 15 ENGLISH & HOLMES ADD TO CITY OF BUCHANAN ALSO THE SELY 1/2 OF VAC ALLEY ADJ TO SD LOTS EXC THE WLY 75'THEREOF ALSO INCL THE ELY 78.8'OF THE NLY 1/2 SD VAC ALLEY PER 1268/1055 UNRE SUR
Legal Subdivision	ENGLISH & HOLMES ADD
Legal Block	15
Legal Lot Number	5-6
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	2
Census Block	2015
Census Tract	20200

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 RIVER ST, BUCHANAN, MI 49107-1488
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Warranty Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB
Aug 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SOUTH WEST MICHIGAN HOLDINGS LLC
Jun 28, 2019	Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Jul 10, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Aug 10, 2021 · Amount on Record
Deed Document Number	2022359920
Deed Book / Page	3382 / 2153
Prior Transfer Date	Jun 28, 2018
Prior Transfer Doc	3210003163
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 12, 2022
Property Address	515 RIVER ST, BUCHANAN, MI 49107-1488
Document Number	03382/2153
Book / Page	3382 / 2153
Map Reference	LB 3 PG 41
Instrument Date	Aug 3, 2022
Instrument	2022359920
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 RIVER ST, BUCHANAN, MI 49107-1488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 RIVER ST, BUCHANAN, MI 49107-1488

Mortgage

Document Number	0033822156
Date	Aug 12, 2022
Instrument	3382-2156

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 10, 2021
Property Address	515 RIVER ST, BUCHANAN, MI 49107-1488
Document Number	03339/2161
Book / Page	3339 / 2161
Instrument Date	Jul 30, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1611 CEDAR POINT DR, NILES, MI 49120-4068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2478 S 17TH ST, NILES, MI 49120-4579

Mortgage

Document Number	0033392163
Date	Aug 10, 2021
Instrument	3339/2163

Lender

Name	SOUTH WEST MICHIGAN HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 28, 2019
Property Address	515 RIVER ST, BUCHANAN, MI 49107-1488
Document Number	03242/0136
Book / Page	3242 / 0136
Map Reference	LB 3 PG 41
Instrument Date	Jun 18, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 PLEASANT VALLEY AVE # AVE3, AVE3, MOUNT LAUREL, NJ 08054-1210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 CEDAR POINT DR, NILES, MI 49120-4068

July 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 10, 2018
Property Address	515 RIVER ST, BUCHANAN, MI 49107-1488
Document Number	03210/3163
Book / Page	3210 / 3163
Map Reference	LB3 PG41
Instrument Date	Jun 28, 2018
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$34.85
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 RIVER ST, BUCHANAN, MI 49107-1488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10500 KINCAID DR, FISHERS, IN 46037-9749

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,000 (+52.58%)	$130,000 (+52.58%)
2025	$1,802.00 (-0.88%)
2023		$42,600	$85,200
2022	$1,818.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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