515 Orange St, Elgin, IL 60123 Property Records

Kane County property record for 515 Orange St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,596 sqft · built 1900
Lot Size	0.17 acres (7,401 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jun 2025)
Tax Bill	$6,018 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-255-015`

Property Details

APN / Parcel Number

Primary APN	`06-23-255-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,596 sqft Living Area
Gross Area	2,172 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,401 sqft (0.17 acres)
Lot Width	66 ft Width
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	515 ORANGE ST
City	ELGIN
State	IL
Zip	60123-7546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWKINS & PECKS 3RD ADDN LOT 6 (EXCEPT DOC 1595805) BLOCK 1
Legal Subdivision	HAWKINS&PECKS 3RD ADDN
Legal Block	1
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4002
Census Tract	851600

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 ORANGE ST, ELGIN, IL 60123-7546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2025 · Amount on Record
Deed Sale	Jun 16, 2025 · Amount on Record
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	202521917
Prior Transfer Date	May 5, 1998
Prior Transfer Doc	0000058193
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jun 21, 2021
Property Address	515 ORANGE ST, ELGIN, IL 60123-7546
Document Number	0000047095
Instrument Date	May 26, 2021
Instrument	2021K047095
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 ORANGE ST, ELGIN, IL 60123-7546

Mortgage

Document Number	0000047096
Date	Jun 21, 2021
Instrument	2021K047096

Lender

Name	M I E FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,018.00 (+26.38%)
2024		$80,608 (+21.39%) Land $17,499 Building $63,109	$241,921 (+21.44%) Land $52,518 Building $189,403
2022	$4,762.00 (+5.42%) Homeowner's exemption	$66,402 (+7.74%) Land $14,415 Building $51,987	$199,206 (+7.74%) Land $43,245 Building $155,961
2021	$4,517.00 Homeowner's exemption	$61,633 Land $13,477 Building $48,156	$184,899 Land $40,431 Building $144,468

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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