465 Orange St, Elgin, IL 60123 Property Records

Kane County property record for 465 Orange St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,469 sqft · built 1878
Lot Size	0.24 acres (10,449 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,000 (Aug 2021)
Tax Bill	$5,783 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-256-001`

Property Details

APN / Parcel Number

Primary APN	`06-23-256-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	5 Stories
Building Area	1,469 sqft Living Area
Gross Area	2,589 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Exterior Material	Brick
Lot Area	10,449 sqft (0.24 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	465 ORANGE ST
City	ELGIN
State	IL
Zip	60123-7544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J P MORGANS 2ND ADDN LOT 11
Legal Subdivision	J P MORGANS 2ND ADDN
Legal Block	4
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4001
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	465 ORANGE ST, ELGIN, IL 60123-7544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 27, 2017	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC
Sep 13, 2017	Warranty Deed, Transfer · Line of Credit REPUBLIC BK/CHICAGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	202165477
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 26, 2021
Property Address	465 ORANGE ST, ELGIN, IL 60123-7544
Document Number	0000065477
Instrument Date	Aug 19, 2021
Instrument	2021K065477
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	465 ORANGE ST, ELGIN, IL 60123-7544

Mortgage

Document Number	0000065479
Date	Aug 26, 2021
Instrument	2021K065479

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 27, 2017
Property Address	465 ORANGE ST, ELGIN, IL 60123-7544
Document Number	0000056609
Instrument Date	Oct 19, 2017
Instrument	2017K056609
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36W RED GATE RD995, 36W, SAINT CHARLES, IL 60175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 GLADYS CT, SOUTH ELGIN, IL 60177-3040

Mortgage

Document Number	0000056610
Date	Oct 27, 2017
Instrument	2017K056610

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate	4.75%

Mortgage

Document Number	0000056611
Date	Oct 27, 2017
Instrument	2017K056611

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 13, 2017
Property Address	465 ORANGE ST, ELGIN, IL 60123-7544
Document Number	0000047917
Instrument Date	Aug 26, 2017
Instrument	47917
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$123.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36W995 RED GATE RD ST CHARLES IL 601756223, ST CHARLES, IL 60175-6223

Mortgage

Document Number	47918
Date	Sep 13, 2017
Instrument	47918

Lender

Name	REPUBLIC BK/CHICAGO
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 12, 2018

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,783.00 (+15.82%) Homeowner's exemption	$83,813 (+8.57%) Land $20,722 Building $63,091	$251,540 (+8.57%) Land $62,191 Building $189,349
2024		$77,197 (+21.39%) Land $19,086 Building $58,111	$231,684 (+21.44%) Land $57,281 Building $174,403
2022	$4,993.00 (+4.7%) Homeowner's exemption	$63,593 (+6.96%) Land $15,723 Building $47,870	$190,779 (+6.96%) Land $47,169 Building $143,610
2021	$4,769.00 Homeowner's exemption	$59,455 Land $14,700 Building $44,755	$178,365 Land $44,100 Building $134,265

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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