555 Orange St, Elgin, IL 60123 Property Records

Kane County property record for 555 Orange St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,098 sqft · built 1954
Lot Size	0.213 acres (9,273 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Mar 2019)
Tax Bill	$6,502 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-23-254-005`

Property Details

APN / Parcel Number

Primary APN	`06-23-254-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	1,098 sqft
Basement Area	1,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Lot Area	9,273 sqft (0.213 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	555 ORANGE ST
City	ELGIN
State	IL
Zip	60123-7569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWKINS & PECKS 3RD ADDN NORTH 66 FT EAST 8.5 FT LOT 7 & ALL LOT 1 BLOCK 2
Legal Subdivision	HAWKINS&PECKS 3RD ADDN
Legal Block	2
Legal Lot Number	7,1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4003
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	555 ORANGE ST, ELGIN, IL 60123-7569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2019	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Apr 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2019 · Amount on Record
Deed Sale	Mar 5, 2019 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	20198519
Prior Transfer Date	Feb 28, 2019
Prior Transfer Doc	0000008519
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 5, 2019
Property Address	555 ORANGE ST, ELGIN, IL 60123-7569
Document Number	0000008519
Instrument Date	Feb 28, 2019
Instrument	2019K008519
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	LANDTRUST NATIONAL TITLE SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 ORANGE ST, ELGIN, IL 60123-7569

Mortgage

Document Number	0000008520
Date	Mar 5, 2019
Instrument	2019K008520

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 17, 2017
Property Address	555 ORANGE ST, ELGIN, IL 60123-7569
Document Number	0000018660
Instrument Date	Mar 8, 2017
Instrument	18660
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528 KEYSTONE CT ELGIN IL 601207013, ELGIN, IL 60120-7013

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,502.00 (+15.84%) Homeowner's exemption	$93,229 (+8.57%) Land $18,999 Building $74,230	$279,799 (+8.57%) Land $57,020 Building $222,779
2024		$85,870 (+21.39%) Land $17,499 Building $68,371	$257,713 (+21.44%) Land $52,518 Building $205,195
2022	$5,613.00 (+4.64%) Homeowner's exemption	$70,737 (+6.96%) Land $14,415 Building $56,322	$212,211 (+6.96%) Land $43,245 Building $168,966
2021	$5,364.00 Homeowner's exemption	$66,134 Land $13,477 Building $52,657	$198,402 Land $40,431 Building $157,971

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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