515 Nottley River Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 515 Nottley River Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,664 sqft · built 1980
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Dec 2025)
Tax Bill	$569 (2025)
Deeds & Mortgages	Dec 2025 Foreclosure Dec 2025 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`446900679547000`

Property Details

APN / Parcel Number

Primary APN	`446900679547000`
Alternative APN	`44943`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,664 sqft Heated Area
Gross Area	3,253 sqft
1st Floor Area	2,664 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,499 sqft (1.32 acres)
Lot Dimensions	364 ft deep x 120 ft wide
Porch	Patio
Porch Area	37 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	44943
Street Address	515 NOTTLEY RIVER RD
City	MURPHY
State	NC
Zip	28906-7758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2-A O P LANCE PROP 1518/170
Legal Subdivision	O P LANCE PROPERTY
Legal Phase	1518
Legal Lot Number	2-A
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2001
Census Tract	930604

Owner

Source: Cherokee County assessment roll, APN 446900679547000, as of October 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 NOTTLEY RIVER RD, MURPHY, NC 28906-7758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Public Action, Foreclosure · Conventional Mortgage MOUNTAIN CU
Dec 12, 2025	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Apr 07, 2025 · Amount on Record
Deed Document Number	20256089
Deed Book / Page	1792 / 32
Prior Transfer Date	Nov 05, 2025
Prior Transfer Doc	0001792/29
Record Updated	Sep 20, 2026

December 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHEROKEE NC
Recording Date	Dec 12, 2025
Property Address	515 NOTTLEY RIVER RD, MURPHY, NC 28906-7758
Document Number	0001792/32
Book / Page	1792 / 32
Map Reference	CAB A SL 131A
Instrument Date	Dec 03, 2025
Instrument	6089
Transaction Type	Foreclosure
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	290 COOK CREEK RD, MURPHY, NC 28906-7576

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	515 NOTTLEY RIVER RD, MURPHY, NC 28906-7758

Mortgage

Document Number	0000179235
Date	Dec 12, 2025
Instrument	1792/35

Lender

Name	MOUNTAIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

December 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHEROKEE NC
Recording Date	Dec 12, 2025
Property Address	515 NOTTLEY RIVER RD, MURPHY, NC 28906-7758
Document Number	0001792/29
Book / Page	1792 / 29
Map Reference	CAB A SL 131A
Instrument Date	Nov 05, 2025
Instrument	6088
Transaction Type	Foreclosure
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	290 COOK CREEK RD, MURPHY, NC 28906-7576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 COOK CREEK RD, MURPHY, NC 28906-7576

Tax Assessment & Valuation

Source: Cherokee County assessment roll as of October 10, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$569.00	$73,690 (-)	$73,690 (-) Land $12,500 Building $61,190
2023		$73,690	$73,690 Land $12,500 Building $61,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), as of February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 65 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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