500 Nottley River Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 500 Nottley River Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,430 sqft · built 1981
Lot Size	7.5 acres (326,700 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,745 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`446900665671000`

Property Details

APN / Parcel Number

Primary APN	`446900665671000`
Alternative APNs	`40352` `60616`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,430 sqft Heated Area
Gross Area	8,151 sqft
1st Floor Area	2,430 sqft
Basement Area	1,485 sqft
Unfinished Basement	1,485 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Hip
Roof Material	Asphalt
Lot Area	326,700 sqft (7.5 acres)
Lot Dimensions	838 ft deep x 44 ft wide
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,002 sqft
Deck Area	Deck Area
Patio Area	1,320 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	60616
Street Address	500 NOTTLEY RIVER RD
City	MURPHY
State	NC
Zip	28906-7758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 O P LANCE PROP 1498/508 A/131A
Legal Subdivision	O P LANCE PROPERTY
Legal Phase	1498
Legal Lot Number	10
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2002
Census Tract	930604

Owner

Source: Cherokee County assessment roll, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	500 NOTTLEY RIVER RD, MURPHY, NC 28906-7758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Intrafamily Transfer, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2023
Deed Sale	Jul 18, 2023
Prior Sale	Jul 1, 2005 · Amount on Record
Deed Document Number	20233476
Deed Book / Page	1738 / 1024
Prior Transfer Date	Jul 13, 2023
Prior Transfer Doc	01738/1024
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Jul 18, 2023
Property Address	500 NOTTLEY RIVER RD, MURPHY, NC 28906-7758
Document Number	01738/1024
Book / Page	1738 / 1024
Instrument Date	Jul 13, 2023
Instrument	3476
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 NOTTLEY RIVER RD, MURPHY, NC 28906-7758

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	500 NOTTLEY RIVER RD, MURPHY, NC 28906-7758

Mortgage

Document Number	0017381029
Date	Jul 18, 2023
Instrument	1738/1029

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	500 NOTTLEY RIVER RD, MURPHY, NC 28906-7758
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1683/693
Date	Jun 14, 2021
Book Page	1683/693
Instrument	3984

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,745.00 (-0.57%)	$252,770 (-)	$252,770 (-) Land $62,500 Building $190,270
2023		$252,770 (-)	$252,770 (-) Land $62,500 Building $190,270
2022	$1,755.00	$252,770	$252,770 Land $62,500 Building $190,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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