471 Nottley River Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 471 Nottley River Rd, Murphy, NC 28906

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,448 sqft · built 1989
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,640 (Oct 2023)
Tax Bill	$586 (2025)
Deeds & Mortgages	Dec 2023 Foreclosure Oct 2023 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`446900674576000`

Property Details

APN / Parcel Number

Primary APN	`446900674576000`
Alternative APNs	`55410` `45590`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,448 sqft Heated Area
Gross Area	2,556 sqft
1st Floor Area	1,448 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2008
Architectural Style	Mobile Home
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	54,886 sqft (1.26 acres)
Lot Dimensions	223 ft deep x 282 ft wide
Garage Type	Carport
Garage Area	625 sqft
Carport	Carport
Carport Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	212 sqft
Deck Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	45590
Street Address	471 NOTTLEY RIVER RD
City	MURPHY
State	NC
Zip	28906-7757
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	P/O LOT 22 O P LANCE PROP 1744/975 A/131A
Legal Phase	1744
Legal Lot Number	22
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2001
Census Tract	930604

Owner

Source: Cherokee County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1688 STATE HIGHWAY 325, BLAIRSVILLE, GA 30512
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Special Warranty Deed, Foreclosure
Oct 19, 2023	Trustee's Deed, Foreclosure
Aug 19, 2021	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Aug 19, 2021 · Amount on Record
Deed Document Number	20235302
Deed Book / Page	1744 / 975
Prior Transfer Date	Oct 18, 2023
Prior Transfer Doc	001744/975
Record Updated	Oct 29, 2026

December 2023: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 18, 2023
Property Address	471 NOTTLEY RIVER RD, MURPHY, NC 28906-7757
Document Number	001748/565
Book / Page	1748 / 565
Instrument Date	Nov 14, 2023
Instrument	6457
Transaction Type	Foreclosure
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 E SOUTH ST DOUGLASS RD200A, RD200A, ANAHEIM, CA 92805-4903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

October 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 19, 2023
Property Address	471 NOTTLEY RIVER RD, MURPHY, NC 28906-7757
Document Number	001744/975
Book / Page	1744 / 975
Instrument Date	Oct 18, 2023
Instrument	5302
Transaction Type	Foreclosure
Record Updated	Nov 22, 2023

Transaction

Amount	Amount Recorded
Tax	$268.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS RD, ANAHEIM, CA 92806-5948

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 19, 2021
Property Address	471 NOTTLEY RIVER RD, MURPHY, NC 28906-7757
Document Number	1688/1129
Book / Page	1688 / 1129
Instrument Date	Aug 4, 2021
Instrument	5547
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	471 NOTTLEY RIVER RD, 471, MURPHY, NC 28906-7757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 NOTTLEY RIVER RD, MURPHY, NC 28906-7757

Mortgage

Document Number	16881131
Date	Aug 19, 2021
Instrument	1688/1131

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	471 NOTTLEY RIVER RD, MURPHY, NC 28906-7757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01575/0028
Date	Nov 21, 2017
Book Page	01575/0028
Instrument	05469

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$586.00	$76,300 (-0.03%)	$76,300 (-0.03%) Land $6,250 Building $70,050
2023		$76,320	$76,320 Land $6,250 Building $70,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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