Albany County and Guilderland Town property record for 509 Nathaniel Dr, Schenectady, NY 12303
| Property Type | Condominium Development |
|---|---|
| Details | 3 bd · 3.5 ba · 1,586 sqft · built 1988 |
| Lot Size | 0.427 acres (18,615 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Nov 2008) |
| Tax Bill | $8,475 (2025) |
| Deeds & Mortgages | Jan 2020 Loan Modification Oct 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 27.19-3-31 |
| Primary APN | 013089 27.19-3-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,586 sqft Total Area |
| 1st Floor Area | 873 sqft |
| 2nd Floor Area | 713 sqft |
| Basement Area | 735 sqft |
| Finished Basement | 735 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,615 sqft (0.427 acres) |
| Lot Dimensions | 232 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02701900030310000000 |
|---|---|
| Street Address | 509 NATHANIEL DR |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5652 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium Development |
| Local Zoning Code | R20 |
| Legal Description | NATHANIEL PL LOT 509 |
| Legal Subdivision | NATHANIEL DRIVE |
| Legal Block | 3 |
| Legal Lot Number | 31.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 509 NATHANIEL DR, SCHENECTADY, NY 12303-5652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2020 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Oct 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage M&T BK |
| Oct 21, 2019 | Loan Modification, Mortgage · Conventional with PMI M&T BK |
| Oct 11, 2019 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Feb 3, 2017 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2008 · Amount on Record |
| Deed Sale | Nov 18, 2008 · Amount on Record |
| Deed Book / Page | 2936 / 658 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 509 NATHANIEL DR, SCHENECTADY, NY 12303-5652 |
| Document Number | 0000001253 |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION |
| Name | Verified Name |
|---|---|
| Address | 509 NATHANIEL DR SCHENECTADY NY 123035652, SCHENECTADY, NY 12303-5652 |
| Document Number | 0000001253 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 1253 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 509 NATHANIEL DR, SCHENECTADY, NY 12303-5652 |
| Document Number | 0000024642 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | NATIONAL TITLE AND ABSTRACT COMPANY, NATIONAL TITLE & ABS CO |
| Name | Verified Name |
|---|---|
| Address | 509 NATHANIEL DR SCHENECTADY NY 123035652, SCHENECTADY, NY 12303-5652 |
| Document Number | 0000024642 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 24642 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 17, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 509 NATHANIEL DR, SCHENECTADY, NY 12303-5652 |
| Document Number | 0000024643 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | NATIONAL TITLE AND ABSTRACT COMPANY, NATIONAL TITLE & ABS CO |
| Name | Verified Name |
|---|---|
| Address | 509 NATHANIEL DR SCHENECTADY NY 123035652, SCHENECTADY, NY 12303-5652 |
| Document Number | 0000024643 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 24643 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 17, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 509 NATHANIEL DR, SCHENECTADY, NY 12303-5652 |
| Document Number | 0000024644 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 509 NATHANIEL DR SCHENECTADY NY 123035652, SCHENECTADY, NY 12303-5652 |
| Document Number | 0000024644 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 24644 |
| Name | MANUFACTURERS & TRADERS TR |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 509 NATHANIEL DR, SCHENECTADY, NY 12303-5652 |
| Document Number | 0000004724 |
| Instrument Date | Feb 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 509 NATHANIEL DR SCHENECTADY NY 123035652, SCHENECTADY, NY 12303-5652 |
| Document Number | 0000004724 |
|---|---|
| Date | Feb 23, 2017 |
| Instrument | 4724 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,475.00 (+13.26%) Homeowner's exemption | $306,000 (-) Land $61,000 Building $245,000 | $408,000 (+13.33%) Land $81,333 Building $326,667 |
| 2023 | $306,000 (-) Land $61,000 Building $245,000 | $360,000 (+7.06%) Land $71,765 Building $288,235 | |
| 2022 | $306,000 Land $61,000 Building $245,000 | $336,264 Land $67,033 Building $269,231 | |
| 2021 | $7,483.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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