608 N River Rd, McHenry, IL 60051 Property Records

McHenry County property record for 608 N River Rd, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,184 sqft · built 1935
Lot Size	0.619 acres (27,000 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Nov 2017 Mortgage Nov 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-36-178-010`

Property Details

APN / Parcel Number

Primary APN	`09-36-178-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	3,070 sqft
1st Floor Area	1,184 sqft
Attic Area	842 sqft
Basement Area	1,044 sqft

Exterior

Year Built	Built 1935
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	27,000 sqft
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Deck Area	460 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	608 N RIVER RD
City	MCHENRY
State	IL
Zip	60051-5821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2012R0022397 LT 9 QUINNS PLEASANT VIEW
Legal Range	08E
Legal Township	45N
Legal Section	36
Legal Subdivision	QUINNS PLEASANT VIEW
Legal Block	178
Legal Lot Number	9
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3023
Census Tract	870702

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	608 N RIVER RD, MCHENRY, IL 60051-5821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 17, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2012
Deed Sale	May 22, 2012
Prior Sale	Feb 7, 2011
Deed Document Number	2012R0022397
Record Updated	Jun 7, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	608 N RIVER RD, MCHENRY, IL 60051-5821
Document Number	0000046549
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 N RIVER RD MCHENRY IL 600515821, MCHENRY, IL 60051-5821

Mortgage

Document Number	0000046549
Date	Dec 18, 2017
Instrument	46549

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Term	360 Months
Due	Dec 17, 2047

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	608 N RIVER RD, MCHENRY, IL 60051-5821
Document Number	0000047500
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 N RIVER RD MCHENRY IL 600515821, MCHENRY, IL 60051-5821

Mortgage

Document Number	0000047500
Date	Dec 27, 2017
Instrument	47500

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$51,224 Land $6,640 Building $44,584	$153,672 Land $19,920 Building $133,752

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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