515 M St, Los Banos, CA 93635 Property Records

Merced County property record for 515 M St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 759 sqft · built 1914
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Tax Bill	$307 (2025)
Flood Zone	Zone X (minimal risk)
APN	`026-044-006-000`

Property Details

APN / Parcel Number

Primary APN	`026-044-006-000`
Alternative APN	`026-044-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	759 sqft Living Area
Gross Area	1,129 sqft
1st Floor Area	759 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1943
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	4,400 sqft (0.101 acres)
Garage Type	Attached
Garage Area	370 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	026-044-006
Street Address	515 M ST
City	LOS BANOS
State	CA
Zip	93635-4234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WILSON RESUB POR LOT 14 14/10/10
Legal Subdivision	WILSON RESUB
Legal Lot Number	14
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	5
Census Block	5036
Census Tract	2201

Owner

515 M St, a single family home, is owned by an individual.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4527 E CORTLAND AVE, FRESNO, CA 93726-6212
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 515 M St was $307.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$27,558 (+1.99%) Land $4,781 Building $22,777
2025	$307.00	$27,019 Land $4,688 Building $22,331
2023	$294.00 (+1.73%)	$25,972 Land $4,507 Building $21,465
2022	$289.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 515 M St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 515 M St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20