519 M St, Los Banos, CA 93635 Property Records

Merced County property record for 519 M St, Los Banos, CA 93635

Property Summary

Property TypeMulti-Family Dwellings
Details3 bd · 1 ba · 1,632 sqft · built 1952
Lot Size0.202 acres (8,799 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Oct 2022)
Tax Bill$4,990 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026-044-007-000

Property Details

APN / Parcel Number

Primary APN026-044-007-000
Alternative APN
  • 026-044-007

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Units2 Units
Stories1 Story
Building Area1,632 sqft Living Area
Gross Area2,144 sqft
1st Floor Area1,632 sqft
Basement Area192 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1956
Architectural StyleCustom Design
Construction TypeConcrete
Lot Area8,799 sqft (0.202 acres)
Garage TypeAttached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area70 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number026-044-007
Street Address519 M ST
CityLOS BANOS
StateCA
Zip93635-4234
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR1
Legal DescriptionWILSON RESUB LOT 15 SEC 14/10/10
Legal SubdivisionWILSON RESUB
Legal Lot Number15
JurisdictionMERCED CA
Township / Civil DivisionLOS BANOS
Census Block Group5
Census Block5036
Census Tract2201

Owner

519 M St, a residential property, is owned and occupied by two individuals who bought it in October 2022.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address519 M ST, LOS BANOS, CA 93635-4234
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2022 · Amount on File
Deed SaleOct 26, 2022 · Amount on File
Deed Document Number202236603
Prior Transfer DateJun 3, 2009
Prior Transfer Doc0000028841
Record UpdatedOct 29, 2026

October 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateOct 26, 2022
Property Address519 M ST, LOS BANOS, CA 93635-4234
Document Number0000036603
Map ReferenceVOL 6 PG 7
Instrument DateOct 13, 2022
Instrument2022036603
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address519 M ST, LOS BANOS, CA 93635-4234

Mortgage

Document Number0000036604
DateOct 26, 2022
Instrument2022036604
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 519 M St was $4,990.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityLos Banos City
Unified School DistrictLos Banos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$466,930 (+2%) Land $116,732 Building $350,198
2025$4,990.00$457,776 Land $114,444 Building $343,332
2023$4,773.00 (+159.12%)$440,000 Land $110,000 Building $330,000
2022$1,842.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 519 M St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 519 M St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOS BANOS
serves 48,896 people · EPA ID CA2410005
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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