Merced County property record for 506 M St, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 944 sqft · built 1915 |
| Lot Size | 0.143 acres (6,232 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $363,000 (Jun 2026) |
| Tax Bill | $3,839 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-041-016-000 |
| Primary APN | 026-041-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 944 sqft Living Area |
| Gross Area | 1,280 sqft |
| 1st Floor Area | 944 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,232 sqft (0.143 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 026-041-016 |
|---|---|
| Street Address | 506 M ST |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-4213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PARCEL 5 PM 49-4 SEC 14/10/10 |
| Legal Subdivision | WILSON RESUB |
| Legal Lot Number | 8-10 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 5 |
| Census Block | 5025 |
| Census Tract | 2201 |
Source: Merced County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 506 M ST, LOS BANOS, CA 93635-4213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jun 9, 2026 | Grant Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Feb 26, 2024 | Grant Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA |
| Nov 8, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Jul 23, 2020 | Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC |
| May 11, 2018 | Deed of Trust, Mortgage · Line of Credit OPERATING ENGINEERS #3 FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on Record |
| Deed Sale | Jun 9, 2026 · Amount on Record |
| Prior Sale | Feb 26, 2024 · Amount on Record |
| Deed Document Number | 202615486 |
| Prior Transfer Date | Jan 1, 2018 |
| Prior Transfer Doc | 0000037890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 9, 2026 |
| Property Address | 506 M ST, LOS BANOS, CA 93635-4213 |
| Document Number | 0000015486 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202615486 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,329.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 506 M ST, LOS BANOS, CA 93635-4213 |
| Document Number | 0000015487, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 202615487 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 26, 2024 |
| Property Address | 506 M ST, LOS BANOS, CA 93635-4213 |
| Document Number | 0000004285 |
| Map Reference | MB 6 PG 7 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 2024004285 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 506 M ST, LOS BANOS, CA 93635-4213 |
| Document Number | 0000004286 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 2024004286 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 15, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 8, 2022 |
| Property Address | 506 M ST, LOS BANOS, CA 93635-4213 |
| Document Number | 0000037890 |
| Map Reference | MB 49 PG 4 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022037890 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 506 M ST, LOS BANOS, CA 93635-4213 |
| Document Number | 0000037891 |
|---|---|
| Date | Nov 8, 2022 |
| Instrument | 2022037891 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 23, 2020 |
| Property Address | 506 M ST, LOS BANOS, CA 93635-4213 |
| Document Number | 0000024655 |
| Map Reference | MB 49 PG 4 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 2020024655 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 506 M ST, LOS BANOS, CA 93635-4213 |
| Document Number | 0000024656 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 2020024656 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 506 M ST, LOS BANOS, CA 93635-4213 |
| Document Number | 0000014632 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 506 M ST LOS BANOS CA 936354213, LOS BANOS, CA 93635-4213 |
| Document Number | 0000014632 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 14632 |
| Name | OPERATING ENGINEERS #3 FCU |
|---|---|
| Type | Credit Union |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $358,938 (+2%) Land $135,252 Building $223,686 | |
| 2025 | $3,839.00 (+39.55%) | $351,900 (+35.29%) Land $132,600 Building $219,300 |
| 2023 | $2,751.00 (+1.51%) Homeowner's exemption | $260,100 Land $98,838 Building $161,262 |
| 2022 | $2,710.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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