Union County and Union Township property record for 515 Golf Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 1,536 sqft · built 1929 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (Jan 2021) |
| Tax Bill | $9,749 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-02407-0000-00032 |
| Primary APN | 19-02407-0000-00032 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,536 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 515 GOLF TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-7300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2407 |
| Legal Lot Number | 32 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 33200 |
Source: Union County and Union Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 515 GOLF TER, UNION, NJ 07083-7300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NFM INC |
| Jan 22, 2021 | Deed, Transfer · Conventional Mortgage ATLANTIC HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on Record |
| Deed Sale | Jan 22, 2021 · Amount on Record |
| Prior Sale | Jun 4, 2001 · Amount on Record |
| Deed Document Number | 2021744 |
| Deed Book / Page | 6398 / 2103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 515 GOLF TER, UNION, NJ 07083-7300 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|---|
| Address | 515 GOLF TER, UNION, NJ 07083-7300 |
| Document Number | 0151260597 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 15126/597 |
| Instrument | 27553 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 22, 2021 |
| Property Address | 515 GOLF TER, UNION, NJ 07083-7300 |
| Document Number | 0063982103 |
| Book / Page | 6398 / 2103 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 744 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | FOUNDATION TTL LLC ROSELAND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 HILLCREST TER, 18, LINDEN, NJ 07036-3620 |
| Name | Verified Name |
|---|---|
| Address | 515 GOLF TER, UNION, NJ 07083-7300 |
| Investor | Possibly a Property Investor |
| Document Number | 1879 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 1879 |
| Name | ATLANTIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,800 (-) Land $16,000 Building $25,800 | $41,800 (-) Land $16,000 Building $25,800 | |
| 2025 | $9,749.00 (+4.36%) | $41,800 (-) Land $16,000 Building $25,800 | $41,800 (-) Land $16,000 Building $25,800 |
| 2024 | $9,342.00 (+6.86%) | ||
| 2023 | $41,800 Land $16,000 Building $25,800 | $41,800 Land $16,000 Building $25,800 | |
| 2022 | $8,742.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (2003–2021) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 779 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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