Union County and Union Township property record for 505 Golf Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 1,302 sqft · built 1929 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Oct 2021) |
| Tax Bill | $8,490 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-02407-0000-00035 |
| Primary APN | 19-02407-0000-00035 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,302 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Street Address | 505 GOLF TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-7300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FLOYDS VILLAGE TR 15 SEC A |
| Legal Block | 2407 |
| Legal Lot Number | 35 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 33200 |
505 Golf Ter is owned and occupied by an individual who bought it in October 2021.
Source: Union County and Union Township records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 505 GOLF TER, UNION, NJ 07083-7300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Feb 1, 2024 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 4, 2021 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Mar 15, 2021 | Deed of Trust, Mortgage · Line of Credit POLISH & SLAVIC FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2021 · Amount on File |
| Deed Sale | Oct 4, 2021 · Amount on File |
| Prior Sale | Mar 16, 2011 · Amount on File |
| Deed Document Number | 202110061 |
| Deed Book / Page | 6433 / 2335 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 25, 2026 |
| Property Address | 505 GOLF TER, UNION, NJ 07083-7300 |
| Document Number | 0000094023 |
| Book / Page | 15821 / 2469 |
| Instrument Date | May 28, 2026 |
| Instrument | 202694023 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000094023, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 15821/2469 |
| Instrument | 202694023 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 304 Months |
| Due | Oct 1, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 505 GOLF TER, UNION, NJ 07083-7300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 505 GOLF TER, UNION, NJ 07083-7300 |
| Document Number | 0154602090 |
|---|---|
| Date | Feb 1, 2024 |
| Book Page | 15460/2090 |
| Instrument | 60903 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 4, 2021 |
| Property Address | 505 GOLF TER, UNION, NJ 07083-7300 |
| Document Number | 0064332335 |
| Book / Page | 6433 / 2335 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 10061 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 69 LAURELWOOD DR, 69, COLTS NECK, NJ 07722-1111 |
| Name | Verified Name |
|---|---|
| Address | 505 GOLF TER, UNION, NJ 07083-7300 |
| Document Number | 22216 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 22216 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 505 GOLF TER, UNION, NJ 07083-7300 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0149100192 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 14910/192 |
| Instrument | 7010 |
| Name | POLISH & SLAVIC FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFIELD, NJ 07004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 295 Months |
| Due | Oct 15, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 505 Golf Ter was $8,490, up 4.4% from the year before.
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,400 (-) Land $16,000 Building $20,400 | $36,400 (-) Land $16,000 Building $20,400 | |
| 2025 | $8,490.00 (+4.36%) | $36,400 Land $16,000 Building $20,400 | $36,400 Land $16,000 Building $20,400 |
| 2024 | $8,135.00 | ||
| 2023 | $36,400 Land $16,000 Building $20,400 | $36,400 Land $16,000 Building $20,400 | |
| 2022 | $7,613.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 505 Golf Ter in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (2003–2021) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 505 Golf Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 779 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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