523 Golf Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 523 Golf Ter, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Details2,467 sqft · built 2018
Lot Size0.092 acres (3,999 sqft)
OwnerCompany Name on Record
Last Sale$515,000 (Sep 2019)
Tax Bill$15,673 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Jul 2017 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN19-02407-0000-00030

Property Details

APN / Parcel Number

Primary APN19-02407-0000-00030
Alternative APN
  • 190240700030

Interior

Stories2 Stories
Building Area2,467 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeFrame
Lot Area3,999 sqft (0.092 acres)
Lot Dimensions100 ft deep x 40 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address523 GOLF TER
CityUNION
StateNJ
Zip07083-7300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionFLOYDS VILLAGE SEC A
Legal Block2407
Legal Lot Number30
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group3
Census Block3017
Census Tract33200

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address523 GOLF TER, UNION, NJ 07083-7300
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2019Grant Deed, Transfer · Conventional Mortgage
FONSECA ORGANIZATION LLC
Jul 11, 2017Grant Deed, Construction Loan · Construction Mortgage
AGOSTINO OLIVEIRA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2019 · Amount on Record
Deed SaleSep 10, 2019 · Amount on Record
Prior SaleJul 11, 2017 · Amount on Record
Deed Document Number2019316934
Deed Book / Page6339 / 110
Record UpdatedSep 20, 2026

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateSep 10, 2019
Property Address523 GOLF TER, UNION, NJ 07083-7300
Document Number0063390110
Book / Page006339 / 000110
Instrument DateAug 17, 2019
Instrument316934
Transaction TypeTransfer
Record UpdatedOct 1, 2019
Title CompanyTITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$515.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address523 GOLF TER UNION NJ 070837300, UNION, NJ 07083-7300

Mortgage

Document Number145940095
DateSep 10, 2019
Book Page014594/000095
Instrument678321
Lender
NameFONSECA ORGANIZATION LLC
Address188 JEFFERSON ST, NEWARK, NJ 07105-1622
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 9, 2049
Interest
Rate4.5%

July 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateJul 11, 2017
Property Address523 GOLF TER, UNION, NJ 07083-7300
Document Number0062000104
Book / Page006200 / 000104
Instrument DateJun 28, 2017
Instrument288556
Transaction TypeConstruction Loan
Record UpdatedJul 27, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address523 GOLF TER UNION NJ 070837300, UNION, NJ 07083-7300

Mortgage

Document Number42990373
DateJul 11, 2017
Book Page004299/000373
Instrument642994
Lender
NameAGOSTINO OLIVEIRA
Address82 HILLSIDE AVE, BRIDGEWATER, NJ 08807-2018
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,200 (-) Land $16,000 Building $51,200$67,200 (-) Land $16,000 Building $51,200
2025$15,673.00 (+4.35%)$67,200 (-) Land $16,000 Building $51,200$67,200 (-) Land $16,000 Building $51,200
2024$15,019.00 (+6.86%)
2023$67,200 Land $16,000 Building $51,200$67,200 Land $16,000 Building $51,200
2022$14,055.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims8 (2003–2021)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 779 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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