515 Franklin St, Holt, MO 64048 Property Records

Clay County property record for 515 Franklin St, Holt, MO 64048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1987
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,300 (Feb 2006)
Tax Bill	$1,823 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-914-00-02-013.00`

Property Details

APN / Parcel Number

Primary APN	`03-914-00-02-013.00`
Alternative APNs	`0391400020130001` `3914000201300` `237260`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,560 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	100 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	515 FRANKLIN ST
City	HOLT
State	MO
Zip	64048-7124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST RAILROAD ADDITION E34 LT 29 & ALL LT 30 A/K/A TR 2 (D-137)
Legal Range	31W
Legal Township	54N
Legal Section	35
Legal Subdivision	WEST RAILROAD ADDITION
Legal Tract	2
Legal Lot Number	29,30
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3023
Census Tract	21809

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 42, HOLT, MO 64048-0042
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Mar 6, 2020	Deed of Trust, Mortgage · Line of Credit KEARNEY TR
Aug 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2006 · Amount on Record
Deed Sale	Feb 2, 2006 · Amount on Record
Prior Sale	Jun 5, 2002 · Amount on Record
Deed Document Number	20064673
Deed Book / Page	5280 / 72
Last Transfer Date	Aug 30, 2018
Transfer Doc	0000028708
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	515 FRANKLIN ST, HOLT, MO 64048-7124
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 FRANKLIN ST, HOLT, MO 64048-7124

Mortgage

Document Number	0000039484
Date	Oct 20, 2020
Book Page	8839/42
Instrument	2020039484

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Nov 1, 2042

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	515 FRANKLIN ST, HOLT, MO 64048-7124
Document Number	0000007670
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 FRANKLIN ST HOLT MO 640487124, HOLT, MO 64048-7124

Mortgage

Document Number	0000007670
Date	Mar 12, 2020
Book Page	008625/000065
Instrument	7670

Lender

Name	KEARNEY TR
Address	KEARNEY, MO 64060

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 11, 2025

Interest

Rate Type	Adjustable Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Aug 31, 2018
Property Address	515 FRANKLIN ST, HOLT, MO 64048-7124
Document Number	0000028708
Book / Page	008272 / 000075
Instrument Date	Aug 30, 2018
Instrument	28708
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 42 HOLT MO 640480042, HOLT, MO 64048-0042

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Holt City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,823.00 (+29.38%)	$26,660 (+29.29%)	$140,316 (+29.29%)
2023	$1,409.00 (+17.42%)	$20,620	$108,526
2019	$1,200.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 3 serves 3,447 people · EPA ID MO1024143
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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