310 Franklin St, Holt, MO 64048 Property Records

Clay County property record for 310 Franklin St, Holt, MO 64048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1969
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$178,506 (Oct 2022)
Tax Bill	$1,031 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-914-00-01-009.00`

Property Details

APN / Parcel Number

Primary APN	`03-914-00-01-009.00`
Alternative APNs	`0391400010090001` `3914000100900` `255872`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	924 sqft
Basement Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	310 FRANKLIN ST
City	HOLT
State	MO
Zip	64048-7121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST RAILROAD ADDITION LTS 67 & 68
Legal Range	31W
Legal Township	54N
Legal Section	35
Legal Subdivision	WEST RAILROAD ADDITION
Legal Lot Number	67,68
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3017
Census Tract	21809

Owner

310 Franklin St is owned and occupied by an individual who bought it in October 2022.

Source: Clay County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	310 FRANKLIN ST, HOLT, MO 64048-7121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Warranty Deed, Transfer · FHA Mortgage CELEBRITY HOME LOANS LLC
Aug 27, 2019	Trustee's Deed, Construction Loan · Line of Credit KEARNEY TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on File
Deed Sale	Oct 4, 2022 · Amount on File
Prior Sale	Aug 13, 2012
Deed Document Number	202232561
Deed Book / Page	9459 / 56
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Oct 4, 2022
Property Address	310 FRANKLIN ST, HOLT, MO 64048-7121
Document Number	0000032561
Book / Page	9459 / 56
Instrument Date	Oct 4, 2022
Instrument	2022032561
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 FRANKLIN ST, HOLT, MO 64048-7121

Mortgage

Document Number	0000032562
Date	Oct 4, 2022
Instrument	2022032562

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLAY MO
Recording Date	Aug 27, 2019
Property Address	310 FRANKLIN ST, HOLT, MO 64048-7121
Book / Page	008485 / 000070
Instrument Date	Aug 23, 2019
Instrument	24476
Transaction Type	Construction Loan
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 158 HOLT MO 640480158, HOLT, MO 64048-0158

Mortgage

Document Number	0000024476
Date	Aug 27, 2019
Book Page	008485/000070
Instrument	24476

Lender

Name	KEARNEY TR
Address	KEARNEY, MO 64060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 26, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 310 Franklin St was $1,031.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Holt City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,031.00	$15,090	$79,421
2023	$979.00	$14,330	$75,421
2019	$921.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 310 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 Franklin St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 3 serves 3,447 people · EPA ID MO1024143
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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