Clay County property record for 435 Franklin St, Holt, MO 64048
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,210 sqft · built 1904 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $923 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-914-00-02-011.00 |
| Primary APN | 03-914-00-02-011.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| Gross Area | 1,330 sqft |
| 1st Floor Area | 790 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Wood Porch |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 435 FRANKLIN ST |
|---|---|
| City | HOLT |
| State | MO |
| Zip | 64048-7123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST RAILROAD ADDITION LTS 32, 33 & 34 |
| Legal Range | 31W |
| Legal Township | 54N |
| Legal Section | 35 |
| Legal Subdivision | WEST RAILROAD ADDITION |
| Legal Lot Number | 32-34 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 21809 |
435 Franklin St is owned by two individuals who acquired it in July 2006.
Source: Clay County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15800 PLATTSBURG RD, KEARNEY, MO 64060-8149 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2006 |
| Deed Sale | Jul 7, 2006 |
| Deed Document Number | 200629278 |
| Deed Book / Page | 5427 / 3 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 435 Franklin St was $923.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Holt City |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $923.00 | $13,510 | $71,105 |
| 2023 | $864.00 | $12,650 | $66,578 |
| 2019 | $900.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Franklin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Franklin St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 3 serves 3,447 people · EPA ID MO1024143 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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