515 E Saint James St, San Jose, CA 95112 Property Records

Santa Clara County property record for 515 E Saint James St, San Jose, CA 95112

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 832 sqft · built 1920
Lot Size0.035 acres (1,518 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Mar 2014)
Tax Bill$8,120 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone D (undetermined)
APN467-03-113

Property Details

APN / Parcel Number

Primary APN467-03-113

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area832 sqft Living Area
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCustom Design
Construction TypeWood
Lot Area1,518 sqft (0.035 acres)
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchNone

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address515 E SAINT JAMES ST
CitySAN JOSE
StateCA
Zip95112-3406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSJ
Legal SubdivisionCOOK & BRANHAMS ADD
Legal Block5
Legal Lot Number49
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group4
Census Block4006
Census Tract501200

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address515 E SAINT JAMES ST, SAN JOSE, CA 95112-3406
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2014 · Amount on Record
Deed SaleMar 11, 2014 · Amount on Record
Prior SaleFeb 19, 2009 · Amount on Record
Deed Document Number201422540220
Prior Transfer DateMar 6, 2014
Prior Transfer Doc0022540221
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address515 E SAINT JAMES ST, SAN JOSE, CA 95112-3406
Document Number0024546326
Instrument DateJul 4, 2020
Transaction TypeMortgage
Record UpdatedAug 5, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address515 E SAINT JAMES ST SAN JOSE CA 951123406, SAN JOSE, CA 95112-3406

Mortgage

Document Number0024546326
DateJul 21, 2020
Instrument24546326
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 20, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Unified School DistrictSan Jose Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$562,657 (+2%) Land $412,619 Building $150,038
2025$8,120.00 (+7.64%) Homeowner's exemption$551,626 (+4.04%) Land $404,529 Building $147,097
2023$7,544.00 (+0.88%) Homeowner's exemption$530,208 Land $388,822 Building $141,386
2022$7,478.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1992)
Most Recent ClaimDec 1992 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 964 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Sail Internet
Fixed Wireless
1,000 / 200
Verizon
Fixed Wireless
1,000 / 75
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60

May also be available: GeoLinks, T-Mobile.

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