445 E Saint James St, San Jose, CA 95112 Property Records

Santa Clara County property record for 445 E Saint James St, San Jose, CA 95112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,148 sqft · built 1910
Lot Size	0.096 acres (4,200 sqft)
Owner	Company Name on Record
Last Sale	$945,000 (Dec 2017)
Tax Bill	$14,445 (2025)
Deeds & Mortgages	Feb 2023 Transfer Aug 2017 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`467-03-013`

Property Details

APN / Parcel Number

Primary APN	`467-03-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,148 sqft Living Area
1st Floor Area	1,058 sqft
Basement Area	1,090 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	100 ft deep x 42 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	445 E SAINT JAMES ST
City	SAN JOSE
State	CA
Zip	95112-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MAP C5 834
Legal Subdivision	RNG 10 NORTH
Legal Block	4
Legal Lot Number	8
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1008
Census Tract	501000

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	445 E SAINT JAMES ST, SAN JOSE, CA 95112-3402
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Intrafamily Transfer, Transfer
Aug 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Jan 3, 2018	Grant Deed, Transfer · Conventional with PMI OPES ADVISORS
Jan 3, 2018	Quit Claim Deed, Transfer CORNERSTONE TITLE COMPANY
Dec 28, 2017	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Prior Sale	Aug 12, 2014 · Amount on Record
Deed Document Number	201723837752
Last Transfer Date	Feb 1, 2023
Transfer Doc	0025442151
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 27, 2023
Property Address	445 E SAINT JAMES ST, SAN JOSE, CA 95112-3402
Document Number	0025442151
Map Reference	MB A PG 72&73
Instrument Date	Feb 1, 2023
Instrument	25442151
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	445 E SAINT JAMES ST, SAN JOSE, CA 95112-3402

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	445 E SAINT JAMES ST, SAN JOSE, CA 95112-3402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023733296
Date	Aug 21, 2017
Instrument	23733296

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28217

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 3, 2018
Property Address	445 E SAINT JAMES ST, SAN JOSE, CA 95112-3402
Document Number	0023840981
Instrument Date	Dec 27, 2017
Instrument	23840981
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2734 MCLAUGHLIN AVE SAN JOSE CA 951212775, SAN JOSE, CA 95121-2775

Mortgage

Document Number	23840982
Date	Jan 3, 2018
Instrument	23840982

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 3, 2018
Property Address	445 E SAINT JAMES ST, SAN JOSE, CA 95112-3402
Document Number	0023840980
Instrument Date	Dec 27, 2017
Instrument	23840980
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	28390 S DEPOT MASTER DR TRACY CA 95304, TRACY, CA 95304

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 28, 2017
Property Address	445 E SAINT JAMES ST, SAN JOSE, CA 95112-3402
Document Number	0023837752
Map Reference	MB A PG72&73
Instrument Date	Dec 19, 2017
Instrument	23837752
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CORNERSTONE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	445 EAST SAINT, SAN JOSE, CA 95112

Mortgage

Document Number	0023837753
Date	Dec 28, 2017
Instrument	23837753

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,096,746 (+2%) Land $603,501 Building $493,245
2025	$14,445.00 (+8.6%) Homeowner's exemption	$1,075,242 (+4.04%) Land $591,668 Building $483,574
2023	$13,301.00 (+0.38%)	$1,033,492 Land $568,694 Building $464,798
2022	$13,250.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 964 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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