515 E Mary Dr, Troy, IL 62294 Property Records

Madison County property record for 515 E Mary Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,400 sqft · built 1970
Lot Size	0.976 acres (42,530 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jul 2017)
Tax Bill	$3,846 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2022 Mortgage + 1 more
APN	`09-2-22-10-05-101-012`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-10-05-101-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	42,530 sqft (0.976 acres)
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	515 E MARY DR
City	TROY
State	IL
Zip	62294-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANAHAN THIRD SUBD LOT 45 40 S X 307.3 X IRR
Legal Subdivision	LANAHAN THIRD SUBD
Legal Lot Number	45
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1029
Census Tract	403531

Owner

Source: Madison County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	515 E MARY DR, TROY, IL 62294-1711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed, Transfer
Apr 29, 2022	Deed of Trust, Mortgage · VA Mortgage US BANK NA
Jul 21, 2017	Deed, Transfer · VA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on Record
Deed Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	201724265
Prior Transfer Date	Jun 8, 2011
Prior Transfer Doc	0000021043
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Jun 17, 2026
Property Address	515 E MARY DR, TROY, IL 62294-1711
Document Number	0000017298
Instrument Date	Jun 11, 2026
Instrument	202617298
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 E MARY DR, TROY, IL 62294-1711

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	515 E MARY DR, TROY, IL 62294-1711
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014770
Date	Apr 29, 2022
Instrument	2022R14770

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Jul 21, 2017
Property Address	515 E MARY DR, TROY, IL 62294-1711
Document Number	0000024265
Instrument Date	Jul 11, 2017
Instrument	2017R24265
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	515 E MARY DR, TROY, IL 62294-1711
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024266
Date	Jul 21, 2017
Instrument	2017R24266

Lender

Name	US BANK NA

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.88%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,846.00	$61,600 (+28.28%) Land $15,640 Building $45,960	$184,800 (+28.15%) Land $46,920 Building $137,880
2022		$48,020 Land $12,190 Building $35,830	$144,205 Land $36,607 Building $107,598
2013	$2,475.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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