509 E Mary Dr, Troy, IL 62294 Property Records

Madison County property record for 509 E Mary Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,344 sqft · built 1975
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (May 2017)
Tax Bill	$5,275 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2017 Sale & Mortgage
APN	`09-2-22-10-05-101-015`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-10-05-101-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	165 ft deep x 90 ft wide
Garage Type	Attached
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	509 E MARY DR
City	TROY
State	IL
Zip	62294-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANAHAN THIRD SUBD LOT 36 & N 1/2 LOT 37 135 X 165
Legal Subdivision	LANAHAN THIRD SUBD
Legal Lot Number	36
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1029
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 E MARY DR, TROY, IL 62294-1722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
May 17, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST COLLINSVILLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2017 · Amount on Record
Deed Sale	May 17, 2017 · Amount on Record
Prior Sale	May 3, 2016 · Amount on Record
Deed Document Number	201716489
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	509 E MARY DR, TROY, IL 62294-1722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007941
Date	Mar 9, 2020
Instrument	2020R07941

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 17, 2017
Property Address	509 E MARY DR, TROY, IL 62294-1722
Document Number	0000016489
Map Reference	PL 37 PG 43
Instrument Date	May 12, 2017
Instrument	2017R16489
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS AND TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	509 E MARY DR, TROY, IL 62294-1722

Mortgage

Document Number	0000016490
Date	May 17, 2017
Instrument	2017R16490

Lender

Name	FIRST COLLINSVILLE BANK
Type	Bank
Address	HIGHLAND, IL 62249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,275.00 (+6.82%)	$82,240 (+28.28%) Land $17,350 Building $64,890	$246,720 (+28.15%) Land $52,050 Building $194,670
2024	$4,938.00 (+13.75%)
2022	$4,341.00	$64,110 Land $13,530 Building $50,580	$192,523 Land $40,631 Building $151,892

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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