512 E Mary Dr, Troy, IL 62294 Property Records

Madison County property record for 512 E Mary Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 540 sqft · built 1974
Lot Size	0.33 acres (14,394 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Oct 2025)
Tax Bill	$4,977 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
APN	`09-2-22-10-05-101-010`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-10-05-101-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	540 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	14,394 sqft (0.33 acres)
Garage Type	Attached
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	512 E MARY DR
City	TROY
State	IL
Zip	62294-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANAHAN THIRD SUBD LOT 47 105 S X 145 S X IRR
Legal Subdivision	LANAHAN THIRD SUBD
Legal Lot Number	47
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1029
Census Tract	403531

Owner

512 E Mary Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Madison County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	512 E MARY DR, TROY, IL 62294-1710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Deed Document Number	202528466
Prior Transfer Date	Jul 10, 2008
Prior Transfer Doc	0000033110
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 10, 2025
Property Address	512 E MARY DR, TROY, IL 62294-1710
Document Number	0000028466
Map Reference	PB 37 PG 43
Instrument Date	Sep 24, 2025
Instrument	2025R28466
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	512 E MARY DR, TROY, IL 62294-1710

Mortgage

Document Number	0000028467
Date	Oct 10, 2025
Instrument	2025R28467

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

The 2025 property tax bill for 512 E Mary Dr was $4,977 with exemptions applied, up 7.4% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,977.00 (+7.4%) Homeowner's exemption Senior Citizen's exemption	$82,940 (+7.24%) Land $12,890 Building $70,050	$248,820 (+7.24%) Land $38,670 Building $210,150
2024	$4,634.00	$77,340 Land $12,020 Building $65,320	$232,020 Land $36,060 Building $195,960
2022	$4,008.00	$64,650 Land $10,050 Building $54,600	$194,144 Land $30,180 Building $163,964

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 512 E Mary Dr; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 E Mary Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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