515 E 45th St, Lorain, OH 44052 Property Records

Lorain County property record for 515 E 45th St, Lorain, OH 44052 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1950
Square Footage	3,993 sqft Living Area
Lot Size	13,068 sqft (0.3 acres)
Garage	Attached, 484 sqft
Occupancy	Owner Occupied
Tax Bill	$4,254.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-00-108-105-035`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	3,993 sqft Living Area
1st Floor	2,536 sqft 1st Floor
2nd Floor	561 sqft 2nd Floor
Upper Floors	1,037 sqft Upper Floors
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Cape Cod Style
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	13,068 sqft (0.3 acres)
Depth X Width	158 ft x 83 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	484 sqft Garage

Exterior Amenities

Deck Area	144 sqft Deck
Patio Area	144 sqft Patio
Porch	Enclosed Porch
Porch Area	344 sqft Porch

Utilities and HVAC

Heating System	Baseboard Heating

Location & Zoning

Street Address	515 E 45TH ST
City	LORAIN
State	OH
Zip	44052-5509
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BDWY GDNS 91.69 X 189.00 TOD 11/8/12 NOT REC
Legal Subdivision	BDWY GDNS FRNT
Legal Block	105
Legal Lot Number	82
Jurisdiction	LORAIN OH
Minor Civil Division	SHEFFIELD
Census Blockgroup	2
Census Block	2007
Census Tract	24000

Owner

Source: Lorain County records · APN 03-00-108-105-035

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 E 45TH ST, LORAIN, OH 44052-5509
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 1999
Deed Sale	Jul 02, 1999
Deed Doc Number	626344
Record Refreshed	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	515 E 45TH ST, LORAIN, OH 44052-5509
Transaction Type	Mortgage
Record Updated	Feb 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 E 45TH ST, LORAIN, OH 44052-5509

Mortgage

Document Number	0000859806
Date	Jan 24, 2022
Instrument	2022-0859806

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 12, 2032

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Sheffield Township
Unified School District	Clearview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,254.00	$101,320 (+%) Land $12,990 Building $88,330	$289,480 (-) Land $37,120 Building $252,360
2024	$4,254.00 (+27.56%)	$101,318 (+61.81%) Land $12,992 Building $88,326	$289,480 (+61.81%) Land $37,120 Building $252,360
2023	$3,335.00 (-55.16%)	$62,616 (+0.01%) Land $8,012 Building $54,604	$178,900 (-) Land $22,890 Building $156,010
2022	$7,438.00	$62,610 Land $8,010 Building $54,600
2021			$178,900 Land $22,890 Building $156,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.