Lorain County property record for 424 E 45th St, Lorain, OH 44052 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1943 |
| Square Footage | 1,142 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | Detached, 308 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,002.00 (2025) |
| Primary APN | 03-00-108-106-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,142 sqft Living Area |
| 1st Floor | 782 sqft 1st Floor |
| 2nd Floor | 360 sqft 2nd Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 157 ft x 58 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 308 sqft Garage |
| Deck Area | 72 sqft Deck |
|---|---|
| Patio Area | 240 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 20 sqft Porch |
| Canopy Area | 240 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 424 E 45TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-5508 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BROADWAY GARDENS 58 X 187 |
| Legal Subdivision | BROADWAY GARDENS ALLOTMENT |
| Legal Block | 106 |
| Legal Lot Number | 111 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | SHEFFIELD |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 24000 |
Source: Lorain County records · APN 03-00-108-106-016
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 E 45TH ST, LORAIN, OH 44052-5508 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jul 11, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Feb 09, 2005 |
| Last Transfer Date | Nov 03, 2014 |
| Transfer Doc | 0000524560 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 424 E 45TH ST, LORAIN, OH 44052-5508 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000834223 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021-0834223 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 424 E 45TH ST, LORAIN, OH 44052-5508 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 424 E 45TH ST, LORAIN, OH 44052-5508 |
| Document Number | 0000059254 |
|---|---|
| Date | Jul 11, 2025 |
| Instrument | 2025-0059254 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 03, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 424 E 45TH ST, LORAIN, OH 44052-5508 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210834223 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021-0834223 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Sheffield Township |
| Unified School District | Clearview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,002.00 | $43,800 (+0.03%) Land $7,460 Building $36,340 | $125,120 (+0.01%) Land $21,300 Building $103,820 |
| 2024 | $1,002.00 (-31.65%) | $43,789 (+62.06%) Land $7,455 Building $36,334 | $125,110 (+62.06%) Land $21,300 Building $103,810 |
| 2023 | $1,466.00 (-2.46%) | $27,020 (-) Land $6,433 Building $20,587 | $77,200 (-) Land $18,380 Building $58,820 |
| 2022 | $1,503.00 | $27,020 Land $6,430 Building $20,590 | |
| 2021 | $77,200 Land $18,380 Building $58,820 |
424 E 45th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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