420 E 45th St, Lorain, OH 44052 Property Records

Lorain County property record for 420 E 45th St, Lorain, OH 44052 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1943
Square Footage781 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$44,000 (2018)
Tax Bill$603.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-00-108-106-015

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area781 sqft Living Area
1st Floor528 sqft 1st Floor
2nd Floor253 sqft 2nd Floor
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1943
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area8,712 sqft (0.2 acres)
Depth X Width157 ft x 58 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area308 sqft Garage

Exterior Amenities

Patio Area66 sqft Patio
Porch1 Porch
Porch Area100 sqft Porch
Canopy Area100 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address420 E 45TH ST
CityLORAIN
StateOH
Zip44052-5508
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBROADWAY GARDENS 58 X 188
Legal SubdivisionBROADWAY GARDENS
Legal Block106
Legal Lot Number110
JurisdictionLORAIN OH
Minor Civil DivisionSHEFFIELD
Census Blockgroup2
Census Block2008
Census Tract24000

Owner

Source: Lorain County records · APN 03-00-108-106-015

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address420 E 45TH ST, LORAIN, OH 44052-5508
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2021Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
HUNTINGTON NAT'L BK
Oct 24, 2018Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 24, 2018 · Amount on Record
Deed SaleOct 24, 2018 · Amount on Record
Prior SaleAug 19, 2004 · Amount on Record
Deed Doc Number2018006206
Record RefreshedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address420 E 45TH ST, LORAIN, OH 44052-5508
Document Number0000799677
Instrument DateJan 16, 2021
Transaction TypeMortgage
Record UpdatedFeb 19, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 E 45TH ST LORAIN OH 440525508, LORAIN, OH 44052-5508

Mortgage

Document Number0000799677
DateJan 25, 2021
Instrument799677
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueJan 24, 2036

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 24, 2018
Property Address420 E 45TH ST, LORAIN, OH 44052-5508
Document Number0000692340
Map ReferenceVOL9 PG22
Instrument DateOct 20, 2018
Instrument2018-0692340
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyCLEVELAND HOME TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 E 45TH ST, LORAIN, OH 44052-5508

Mortgage

Document Number0000692341
DateOct 24, 2018
Instrument2018-0692341
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionSheffield Township
Unified School DistrictClearview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$603.00$34,190 (+0.01%) Land $7,460 Building $26,730$97,680 (-) Land $21,300 Building $76,380
2024$603.00 (-3.05%)$34,188 (+69.79%) Land $7,455 Building $26,733$97,680 (+69.79%) Land $21,300 Building $76,380
2023$622.00 (-5.61%)$20,136 (+0.03%) Land $6,433 Building $13,703$57,530 (-) Land $18,380 Building $39,150
2022$659.00$20,130 Land $6,430 Building $13,700
2021$57,530 Land $18,380 Building $39,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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