515 Christopher Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 515 Christopher Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,046 sqft · built 1930
Lot Size	3.98 acres (173,794 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Oct 2024)
Tax Bill	$853 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1365837`

Property Details

APN / Parcel Number

Primary APN	`1365837`
Alternative APNs	`1323215` `5423`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,046 sqft Finished Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Lot Area	173,794 sqft (3.98 acres)
Porch	Slab
Porch Area	196 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1365837
Street Address	515 CHRISTOPHER RD
City	SHELBY
State	NC
Zip	28152-7673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#2 PB34-167 RD 1105
Legal Subdivision	SHEILA P IVIE AND LES IVIE PROPERTY
Legal Block	1
Legal Lot Number	3L
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3011
Census Tract	951602

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 CHRISTOPHER RD, SHELBY, NC 28152-7673
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 1, 2024	Warranty Deed, Transfer CAROLINA FOOTHILLS FCU
Jan 11, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jul 20, 2018	Grant Deed, Foreclosure ATTORNEY ONLY
Jul 5, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2024 · Amount on Record
Deed Sale	Oct 1, 2024 · Amount on Record
Prior Sale	Jul 5, 2018 · Amount on Record
Deed Document Number	2024200105331
Deed Book / Page	1930 / 810
Last Transfer Date	Jul 24, 2026
Transfer Doc	0200131416
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 24, 2026
Property Address	515 CHRISTOPHER RD, SHELBY, NC 28152-7673
Document Number	0200131416
Book / Page	1980 / 309
Instrument Date	Jul 24, 2026
Instrument	2026200131416
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 CHRISTOPHER RD, SHELBY, NC 28152-7673

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 1, 2024
Property Address	515 CHRISTOPHER RD, SHELBY, NC 28152-7673
Document Number	0019300810
Book / Page	1930 / 810
Map Reference	MB 34 PG 167
Instrument Date	Aug 27, 2024
Instrument	200105331
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 CHRISTOPHER RD, SHELBY, NC 28152-7673

Mortgage

Document Number	0200105332
Date	Oct 1, 2024
Instrument	200105332

Lender

Name	CAROLINA FOOTHILLS FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Sep 27, 2039

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 11, 2019
Property Address	515 CHRISTOPHER RD, SHELBY, NC 28152-7673
Document Number	0017832020
Book / Page	001783 / 002020
Instrument Date	Jan 7, 2019
Instrument	21967
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2764 PLEASANT RD #A10437 TEGA CAY SC 297087213, A10437, TEGA CAY, SC 29708-7213

July 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 20, 2018
Property Address	515 CHRISTOPHER RD, SHELBY, NC 28152-7673
Document Number	0017720682
Book / Page	001772 / 000682
Instrument Date	Jul 12, 2018
Instrument	16004
Transaction Type	Foreclosure
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 5, 2018
Property Address	515 CHRISTOPHER RD, SHELBY, NC 28152-7673
Document Number	0017710766
Book / Page	001771 / 000766
Instrument Date	Jun 20, 2018
Instrument	15430
Transaction Type	Foreclosure
Record Updated	Jul 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$146.81
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,461 (-) Land $49,417 Building $85,044	$134,461 (-) Land $49,417 Building $85,044
2025	$853.00	$134,461 (+93.02%) Land $49,417 Building $85,044	$134,461 (+93.02%) Land $49,417 Building $85,044
2023		$69,662 Land $36,128 Building $33,534	$69,662 Land $36,128 Building $33,534

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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