Cleveland County property record for 506 Christopher Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,125 sqft · built 1972 |
| Lot Size | 0.472 acres (20,592 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $830 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1320337 |
| Primary APN | 1320337 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,125 sqft Finished Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 20,592 sqft (0.472 acres) |
| Lot Dimensions | 208 ft deep x 99 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Shed | 1 Shed |
| Shed Area | 45 sqft |
| Storage Building | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1320337 |
|---|---|
| Street Address | 506 CHRISTOPHER RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-7674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | #3 BLK A WINTER PK SD PB12-66 |
| Legal Subdivision | WINTER PK SD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 951602 |
506 Christopher Rd is owned and occupied by two individuals who acquired it in May 2018.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 506 CHRISTOPHER RD, SHELBY, NC 28152-7674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| May 31, 2018 | Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2018 |
| Deed Sale | May 31, 2018 |
| Deed Document Number | 2018200014178 |
| Deed Book / Page | 1768 / 1940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 506 CHRISTOPHER RD, SHELBY, NC 28152-7674 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018230916 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 1823/916 |
| Instrument | 200045169 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 31, 2018 |
| Property Address | 506 CHRISTOPHER RD, SHELBY, NC 28152-7674 |
| Document Number | 0017681940 |
| Book / Page | 1768 / 1940 |
| Map Reference | PL 12 PG 66 |
| Instrument Date | May 18, 2018 |
| Instrument | 200014178 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 322 BEAR CREEK RD, 322, SHELBY, NC 28152-8220 |
| Name | Verified Name |
|---|---|
| Address | 506 CHRISTOPHER RD, SHELBY, NC 28152-7674 |
| Document Number | 200014179 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 200014179 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2026 property tax bill for 506 Christopher Rd was $830, up 10.2% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $830.00 (+10.23%) | $118,702 (-) Land $14,968 Building $103,734 | $118,702 (-) Land $14,968 Building $103,734 |
| 2025 | $753.00 | $118,702 Land $14,968 Building $103,734 | $118,702 Land $14,968 Building $103,734 |
| 2023 | $78,989 Land $11,088 Building $67,901 | $78,989 Land $11,088 Building $67,901 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 506 Christopher Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 506 Christopher Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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