Cleveland County property record for 540 Christopher Rd, Shelby, NC 28152 · Last verified August 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 108,464 sqft (2.49 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $119.00 (2025) |
| Primary APN | 1146171 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|
| Lot Area | 108,464 sqft (2.49 acres) |
|---|---|
| Deck Area | 16 sqft Deck |
| Account Number | 1356807 |
|---|---|
| Street Address | 540 CHRISTOPHER RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-7674 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | 2.49AC RD1105 #2 PB48-31 |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | CLEVELAND NC |
| Minor Civil Division | CLEVELAND |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 951602 |
Source: Cleveland County records · APN 1146171
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 CHRISTOPHER RD, SHELBY, NC 28152-7674 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Jun 22, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 13, 2023 |
| Transfer Doc | 0019002925 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 540 CHRISTOPHER RD, SHELBY, NC 28152-7674 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0019060867 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 1906/867 |
| Instrument | 200091883 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 274 Months |
| Due | Jul 25, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 22, 2023 |
| Property Address | 540 CHRISTOPHER RD, SHELBY, NC 28152-7674 |
| Document Number | 0019002925 |
| Book / Page | 1900 / 2925 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 200088730 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 CHRISTOPHER RD, SHELBY, NC 28152-7674 |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,809 (-) Land $18,809 | $18,809 (-) Land $18,809 | |
| 2025 | $119.00 | $18,809 (-57.72%) Land $18,809 | $18,809 (-57.72%) Land $18,809 |
| 2023 | $44,488 (-) Land $44,488 | $44,488 (-) Land $44,488 | |
| 2022 | $44,488 Land $44,488 | $44,488 Land $44,488 |
Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low 38th percentile nationally · 54th in North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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